First of all, the features and benefits of the Cetelem Black Plus credit card are exclusive. This is because, in addition to being a financial product that does not charge an annual fee, its coverage is international.

In other words, when issuing the card, cardholders can make purchases in national and international establishments. But for transactions to be carried out, the establishment must be accredited with the Mastercard brand. 

Holders of this credit card also have access to the Cashback Program, as well as a bonus of 2% until the end of the year. However, the last benefit is limited to €120, no more than that. 

Furthermore, Cetelem credit card holders have more benefits, such as payment flexibility. But this can also be a disadvantage, especially if you don't have control of your finances. 

In short, the Cetelem card works with payment flexibility, starting from 3% of the amount due. Additionally, holders have access to the cashback program, with a bonus of 2% at the end of the year. 

The Cetelem credit card is a Mastercard, meaning holders also get exclusive benefits from the brand. Furthermore, this product also stands out for having zero annual fees and no fees. 

Another feature worth highlighting is that the Cetelem Black Plus credit card application is completely digital. In other words, to send the request form, simply access the internet. 

Just like any financial product on the market, the Cetelem Black Plus credit card has several advantages. Before sending your request form, checking this information is essential. Then see more benefits. 

Generally speaking, the card is extremely advantageous. However, like any financial product, it has some disadvantageous characteristics. 

One of the main disadvantages is the limit on cashback. After all, customers only get a refund of €120 per year. And, as soon as they reach this value, holders will no longer have access to the benefit. 

Finally, the procedure for requesting the card is simple, quick and secure. After all, interested parties can download the official application or, if they prefer, access the request page. 

That's right, the entire order is done online, via an Internet connection. So, if you want to find out in more detail how to make your card, click on the link below and access the step by step guide!