Credit

Discover Santander Totta personal credit!

Anyone who needs extra money can find an opportunity with Santander Totta personal credit. Hiring is online and you can receive the amount in minutes! So, find out everything about it here and see how to request it!

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Santander Totta personal credit: contract online and receive the amount in minutes!

Logotipo Santander, instituição financeira responsável pelo crédito pessoal Santander Totta
Everything about Santander Totta personal credit. Source: Santander.

Santander Totta personal credit is one of the options available on the market for those who need extra money. Find out everything about it and see how to hire it!

The loan option is managed and granted by Banco Santander de Portugal. The objective of this operation is to offer comfort and speed to the customer. Therefore, the loan can be made online and over the phone. And, if approved, it will be added to your account within minutes.

Interesting, isn't it? So check out everything about this credit option below and see if it’s for you!

Logotipo Santander, o banco que oferece crédito pessoal Santander

How to apply for Santander Totta Personal Credit?

Do you want cash in hand quickly? See, then, how to take out Santander Totta credit!

Interest rateTAN from 7.5% and APR from 11.5%
Payment deadline24 to 84 months (2 to 7 years)
ApprovalOnline and in just a few minutes
Benefits Insurance associated with Personal Credit (optional), online and quick contracting, money in the account in a few minutes, money available without guarantees or justification for use

How does Santander Totta personal credit work?

Par de mãos, mochila, copo com água, xícara sobre a mesa. Uma das pessoas está anotando algo num caderninho sobre a mesa. Além disso, também sobre a mesa: celular e tablet, que podem ser usados para solicitar o crédito pessoal Santander Totta
After all, what are the interest rates, payment terms and advantages of Santander Totta credit? Source: Unsplash.

This is a loan that works in a similar way to other personal credits. Firstly, it is not secured credit. Furthermore, it is not linked to the use of money for a specific purpose.

This way, it gives the customer freedom to use the money as they wish. Hiring is online – but can be done in other ways – and is quick. When submitting the proposal, if it is approved, the money will be in the account within a few minutes.

In fact, it is possible to simulate the loan before sending the proposal to the bank. However, remember that the simulation and final conditions may differ, as credit and other data about the consumer are analyzed before closing the deal.

Benefits 

Check out the main advantages that this loan offers:

  • Online hiring (for up to €50,000);
  • Considerable amounts (€1,500 to €75,000);
  • Up to 84 months to pay;
  • Online simulation;
  • Possibility of taking out insurance associated with personal credit;
  • After approval of the proposal, the money will be in your account within a few minutes.

Disadvantages

On the other hand, Santander Totta personal credit also has some negative points. Check out what they are:

  • Online hiring limited to 50 thousand Euros;
  • Imposition of minimum time for payment of the amount (2 years);
  • Variable interest, starting from 8.50% for TAN and 13.1% for APR. However, they can be much larger;
  • The maximum age of the contractor at the end of credit payment is 72 years old. Therefore, someone aged 70 can only take out a loan with up to 24 installments.

How to get Santander Totta personal credit?

Just go to the loan website, do a simulation and contact the bank! This way, you don't waste time and guarantee extra money. So, for more details, check out the link below.

Logotipo Santander, o banco que oferece crédito pessoal Santander

How to apply for Santander Totta Personal Credit?

Do you want cash in hand quickly? See, then, how to request and contract Santander Totta credit!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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