Cards
Discover the CTT credit card
With the CTT card, you do not need to pay an annual fee and also have lower interest rates than with other credit alternatives. See everything about it and how to hire it without leaving home!
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Discover everything about the CTT credit card!
The CTT card has several advantages without charging an annual fee or requiring a minimum income. So, it could be perfect for your life. Below, find out more and find out how to hire!
Having a credit card is essential in today's world. It is the best way to pay for purchases in person or online. After all, this way it is possible to consume and act financially without having to carry cash.
Therefore, it is the safest option for handling your money, in addition to being very practical, allowing purchases to be paid in installments. Additionally, many cards offer additional services such as insurance and an interest-free credit period. In return, however, they charge an annual fee (maintenance fees).
But what if you found a credit card with benefits and without those annual fees? Well, know that this is not a dream, but reality. After all, that's what the CTT card offers! Continue reading and learn more about this special alternative.
CTT Credit Card
The CTT credit card is an excellent option, with no annual fee, with the Mastercard brand and international coverage. See how to request here!
| Annuity | Exempt |
| Do you accept denial? | Uninformed |
| Flag | MasterCard |
| Roof | International |
| Benefits | Online membership, no annual fee, lower interest rates than other cards, up to 50 days of interest-free credit, choose between paying the invoice partially (4%) or in full, digital account, advance payments, cashback at partner establishments, pay in installments purchases in up to 24 installments. |
How does the CTT card work?
This is a credit card that works in the same way as other cards. That is, it allows purchases in installments and in cash. Furthermore, it is international, allowing it to be used anywhere in the world. To do this, it has a Mastercard brand.
Furthermore, this is a card that is related to a digital account. Therefore, it allows the use of debit, withdrawals and bank transactions. The rates on this card, in fact, are among the lowest on the market. It waives annual fees and only applies fees to late installments:
- AN (Nominal Annual Rate) = 11.3%;
- APR (Global Effective Annual Rate) = 15.6%.
Benefits
Discover the main advantages that the CTT card offers:
- Online membership;
- Free annual fee;
- Mastercard International Flag;
- Cashback at partner establishments;
- Free credit for 50 days, interest free;
- Partial payment of the invoice requires payment of only 4% of the total amount;
- Install purchases in up to 24 installments;
- Contactless technology;
- No membership fees.
Disadvantages
The disadvantages of the CTT card are the fact that only those who reside in Portugal and are over 18 years of age can do so. Furthermore, it is necessary to open a digital account at Banco CTT, which belongs to Correios de Portugal.
However, it is possible to open a digital account without leaving home. Then apply for a credit card full of benefits and no maintenance fees!
How to request your CTT credit card?
You can request your card without leaving home, via the institution's app or website. So, just log in (after creating a digital account) and find the cards option. Fill out the form and submit the request.
And if you want to know the application process in more detail, check out our recommended content below!
CTT Credit Card
The CTT credit card is an excellent option, with no annual fee, with the Mastercard brand and international coverage. See how to request here!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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