Finance

N26 Portugal: Discover the benefits of being a digital bank customer

Banco N26 is a digital bank that offers several benefits for its customers to have free, simplified accounts. So, find out about all the services, advantages and disadvantages that surround this bank!

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Zero bureaucracy, Zero hidden fees – N26: banks have never been so simple!

Banco n26 Portugal
N26 Portugal: Discover the benefits of being a digital bank customer. Source: Bank N26

With N26 bank in Portugal, you will find a banking experience that benefits you and your wallet. Forget the bureaucracy and hidden fees that so often frustrate you.

At N26, you'll enjoy a bank account that fits your lifestyle, making finances easier, simpler and more convenient than you ever imagined. In fact, this bank has an intuitive app!

card

Bank

N26

Simple Convenience

The modern and convenient choice for your banking needs – control your finances from your smartphone!

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In other words, you can control your money wherever and whenever you want. Plus, you can travel worry-free, with fair exchange rates and personalized budgeting tools. And this is just the beginning.

If you want a free account or even explore diversified plans, N26 is ready to surprise you. Step into the future of finance and discover how to make managing your money a hassle-free experience. Ready to learn more?

What is Banco N26?

N26 bank is an institution founded in Germany, but which has been operating in Portugal since 2016! All processes carried out at this bank are done virtually, from opening the account to closing it.

Thus, it is a digital bank, which operates in a large part of the European Union and the world! n26 bank offers different types of accounts with different offers to attract a diverse audience looking for practicality.

Additionally, n26 bank offers a debit card to facilitate everyday transactions and make your life simpler. By the way, this is a completely free card. Want to know more about all the details? Let's check it out.

Advantages and disadvantages of Banco N26 Portugal

Banco n26 Portugal
Advantages and disadvantages of Banco N26 Portugal. Source: Bank N26

There are some advantages and disadvantages of using bank n26 in Portugal. Therefore, what can be identified as the main negative points of this bank is the absence of branches and agencies.

Furthermore, the fact that you can only hire in English can be a deterrent for many! In any case, the bank has positive points that may attract you, such as easy international transfers.

Furthermore, you also have access to cards, competitive rates and, depending on your account, you can make free withdrawals from the Multibanco network around the world! In other words, the advantages are usually greater!

Products and services offered by Banco n26 in Portugal

N26 bank offers different types of accounts for its customers. So, how about finding out about some financial services available in Portugal? There are three types of accounts: the free N26, N26 You and N26 Metal.

N26 You offers free payment in any foreign currency, 5 free ATM withdrawals, access to up to 10 subaccounts, offers with exclusive partners and travel insurance of different types. All this for 9.90 euros per month.

Furthermore, N26 Metal, costing 16.90 euros per month, offers all the benefits mentioned in N26 You with additional insurance for car rental when traveling and insurance against cell phone theft!

Business account

In addition, bank n26 also offers a business account option. In other words, this is an ideal option for those who work as freelancers, self-employed people, micro-entrepreneurs, etc.

This account option also offers a corporate mastercard to keep your company's finances in order.

N26 Card

Banco n26 Portugal
N26 card. Source: Bank N26

In fact, they all have an exclusive debit card from the bank, at no additional cost. Just make your request through the institution's platform!

Fees and fees associated with the bank's products and services

As already mentioned, N26 bank in Portugal offers an account that is completely free to maintain and open! In other words, a great option for those looking for simple transactions without spending anything.

Other accounts charge a monthly fee for maintenance. Furthermore, if you have the free basic account and want to withdraw any foreign currency at Multibanco, you must pay a fee of 1.7%!

In fact, if you have a Mastercard N26 card, pay attention to exchange rates, as they are also included in the final bill and can bring unexpected costs.

Customer service at Banco n26 Portugal

To contact Banco n26 in Portugal, only through the channels available on the bank's website or app! So he may be a little more difficult to contact.

How to open your account at Banco n26?

Finally, to open your account at N26 bank in Portugal, you need to access the financial institution's website. You can also access it via the app on your cell phone. Therefore, it is necessary to provide some information.

Some of the documents requested involve proof of address, identity card and email! Therefore, you must use the password sent by the bank and log in! Then, you will be ready to use your account.

In fact, if you request your card, it should arrive within a few days at the address you filled in when registering. Now it’s time to enjoy the benefits of the account you chose, whether it’s free or one of the premium versions!

card

Bank

N26

Simple Convenience

The modern and convenient choice for your banking needs – control your finances from your smartphone!

You will be redirected to another website

Recommended alternative: Banco Big!

After this general review of bank n26 and how it operates in Portugal, don't miss your opportunity to create your account by accessing the website. Despite speaking English, it is possible to complete the entire process smoothly.

On the other hand, it is possible to discover different banking options in Portugal. This allows you to compare and study rates and choose according to your specific demands and needs.

So, how about taking advantage of the fact that we are on the topic and finding out more about BIG bank? This is a digital bank with great financial services to manage your money. So, find out more about the fees and charges involved.

Access the link available below and check out a new review about this bank, where every detail is analyzed calmly so that your decision is the best possible! So, come see how to be BIG!

Banco Big

What is Banco Big? Discover how to log in, deposits and more

Banco Big is a fully digital Portuguese institution. So, make a series of exclusive financial transactions when you become a customer!

About the author  /  Filipe Travanca

Bachelor in History and Audiovisual from the University of São Paulo. Passionate about writing and literature, he works as a screenwriter, editor and short story writer, exploring the most varied themes and subjects. A very curious person, who likes to study a little bit of everything and share this learning in his texts.

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