Financial education

How to buy online safely: discover the main tips!

Buying online is a much more practical way to acquire the products and services you need. Discover how to make your purchases safely and avoid headaches!

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Is it possible to buy online safely? See how to do it!  

Mão usando celular para fazer compras
But, after all, how to buy safely online? Source: Pexels.

Are you afraid to buy online and don't know how to do it safely? Know that it is possible to purchase any product online safely! 

By the way, you are not alone! Many people are afraid of becoming victims of internet fraud. Scams really exist! Therefore, it is necessary to know how to buy online in the safest way! 

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Saving is a habit that needs to be developed, encouraged and maintained. So check out our tips for everyday life and save as much money as possible so you can achieve your goals!

But do not worry. Everything is very simple! You just need to pay attention to a few factors. We will help you with several tips that can make your life easier. After all, no one wants to fall for a virtual scam!

Why buy online?

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Is buying online really worth it? Source: Pexels.

There are many facilities for purchasing online. For example, you don't have to wait in line, you buy whenever you want and you don't need to leave your home.

Therefore, it is really worth buying online. You can even save. This is because you can quickly find out the price of any object on different sites.

So, you need to make the best of it! But what keeps people away from buying online? Below are some fears that most people have about the safety of buying online.

What are the most common fears about buying online?

Many Portuguese people are still resistant to shopping online. But the number of customers on online sites has increased considerably. And, with this number, the volume of scams is also growing.

Fortunately, there are several signs that help us understand if a purchase is safe! These signs range from identifying the website address to knowing whether the prices are realistic. Today we will help you identify all these elements.

With a few tips, you can enjoy all the advantages of shopping online safely!

Are you afraid of sharing your personal data? Or to fill in information about your card? This scares most people. But all these points are manageable and are present in our tips. Come find out more!

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Buying online: 7 tips for your safety!

Mão digitando informações do cartão de crédito em notebook
So, check out some tips for shopping safely! Source: Pexels.

Firstly, you don't need to have technical computer knowledge to be able to buy online! These are tips that anyone can observe and apply. Anyway, what are these tips for shopping online safely?

Buy from known sites

The first tip is one of the most important. Know the site where you are making the purchase. So, ask friends and family if they have already purchased from the store and if everything went well.

Furthermore, another possibility is to search the internet about the site’s reputation. This way, you can find out whether people recommend the service or not.

In other words, if you find little information about a site, the best option is not to make the purchase!

Another tip for buying safely online is to check if the site offers customer service. So, if the page offers a phone number, call and investigate the information!

Furthermore, some platforms are well known to the Portuguese public. For example, OLX, Standvirtual, La Redoute, among others.

Is the site safe?

This is a complementary tip to the previous one. You can check if the site is safe in two ways.

First, you can check if there is a padlock at the top left of your browser. Therefore, this symbol indicates that your connection is secure at that address.

Furthermore, do not click on links or access the site using search engines. The best way is to enter the address manually. This way, you avoid entering a fake website that imitates a famous brand or store.

Furthermore, look at the top bar and check that there is an “http” before the website address. This is another important way to buy online safely and avoid a fake website.

Pop-ups

If you're not familiar, this is a term that refers to messages that pop up on your screen. For example, some say that you won a prize, or that you need to install an app. So be careful!

Many of these messages are lies. And this shows that the site must be unreliable. Furthermore, alerts or automatic redirects to other sites are also indicative that the page is unreliable.

Use your private computer

Avoid using third-party computers to make your purchases. Even more so if they are computers for public use. Always give preference to your equipment to buy online with more security.

This is because you can unintentionally save your information and card details in the browser. Therefore, someone else could access your data and make purchases with it.

Furthermore, some malware present on the computer can access your data. Thus, the result would be the same: card fraud!

Pay attention to the price

Have you ever heard the saying: “When there is too much alms, even the saint is suspicious?” Well, some sites offer products at prices well below the market. So, you should be suspicious in these cases.

In fact, check the average price of that product in other stores. In this case, if the site is not very well known and the price is disproportionately lower, you better suspect that it is a possible scam.

Payment methods

Finally, there are some ways to make your payment when purchasing online to have more security. In fact, some may be more or less safe.

For example, it is best to avoid payment methods that make it difficult to identify who is receiving the payment. However, using your card directly can be dangerous. But there are some ways to make this action safer.

Payments via MB NET can be advantageous. This service creates a virtual card for every purchase you make online. But, the disadvantage is that if you use it too much in the same place, your account can be blocked.

Additionally, PayPal payments are also interesting. So, you just need to register your card with the platform. In this case, the advantage is that your card details are not shared with multiple stores.

Payment by credit card

Furthermore, keep your contact details up to date with your bank. This is because payments directly with the card offer additional security.

So, for every purchase made with your card, the bank sends you a password or an SMS, for example. This way, you control all purchases made with your card!

Additionally, you can have anti-fraud and anti-theft insurance on your card plan. Furthermore, some cards offer cashback and points or airline miles! It can be very advantageous!

By the way, do you know how to choose the ideal credit card? You can take several points into consideration. From annual fees, limits, fees and benefits.

Do you want help finding the best card alternative and making all your online purchases safely? Click on the link below and see the tips we have separated for you!

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About the author  /  Filipe Travanca

Bachelor in History and Audiovisual from the University of São Paulo. Passionate about writing and literature, he works as a screenwriter, editor and short story writer, exploring the most varied themes and subjects. A very curious person, who likes to study a little bit of everything and share this learning in his texts.

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