Cards
R42 or R42 Metal card: which is best?
Choosing between the R42 or R42 Metal card is a difficult task, as both have several incredible advantages, such as international coverage and more! So, check out their differences and choose the best one for you!
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Discover the best card for you
First of all, to choose between R42 or R42 Metal Card, consumers must compare the models. This is because, even if they are issued by the same financial institution, their characteristics and benefits are different.
In general, the R42 Card is recommended for consumers who travel a lot and do not want to worry about exchange rates. In other words, it is a great product for those who travel within and outside the euro.
This credit card is issued under the Mastercard brand. Furthermore, holders can make purchases in national and international establishments, as long as they are accredited with the brand.
On the other hand, the R42 Metal Card is an advanced model. After all, in addition to being issued under the Mastercard brand, it is accepted in national or international establishments, whether virtual or physical.
However, unlike the R42 card, the 42 Metal model charges an annual fee of €13.99 to cardholders. But this model has more exclusive benefits, such as travel insurance, free ATMs and Concierge Service.
How to apply for the R42 debit card?
The R42 debit card allows free transfers and withdrawals at Banco Santander branches. In addition to other exclusive advantages. See how to request here!
How to get the R42 Metal debit card?
The R42 Metal debit card offers numerous advantages, such as online 100% membership, as well as international coverage and the Mastercard brand. See how to request here!
R42 Card | R42 Metal | |
Annuity | Exempt | 13,99€ |
Do you accept denial? | Uninformed | Uninformed |
Flag | MasterCard | MasterCard |
Roof | National and international | National and international |
Benefits | Fee Exemption; Travel Card; CardControl | Travel insurance; Concierge Service; Free ATMs |
R42 Metal Card
Before choosing between cards, consumers should know all the details about these financial products. After all, this is the best way to choose the option that best meets your needs.
In general, as the name suggests, the R42 Metal Card is recommended for consumers who travel a lot. After all, this model comes with several complementary services, essential to make the most of your trips.
Issued under the Mastercard brand, the card is accepted in national and international establishments, whether physical or virtual. However, to access all these advantages, holders must pay an annual fee of €13.99.
R42 Card
Firstly, before choosing between the R42 or R42 Metal Card, consumers should analyze the characteristics of these products and choose the one that best meets their needs.
The R42 card is recommended for consumers who travel a lot and do not want to worry about exchange rates, as well as converting one currency to another. In other words, it is ideal for making the most of your trips.
Unlike the previous model, R42 card holders do not pay an annual fee to access the benefits. It has international coverage, and has the Mastercard brand!
In other words, it is accepted as a form of payment in national and international establishments, as long as they are accredited with the brand. It is worth highlighting the exclusive discounts at partner companies, which makes this product even more advantageous.
Advantages of R42 Metal Card
Before choosing the best financial product for you, it is essential to discover the general characteristics of these products. Among this information, the advantages are a prominent point. Check out what the R42 Metal ones are.
- The card has a metallic color;
- Access to the Concierge Service in English;
- Guarantee of various benefits during your trips;
- Free ATMs everywhere.
Finally, it is worth highlighting that it has a wide acceptance network, mainly because it has the Mastercard brand, which is accepted worldwide, in countless establishments, both in cash and in installments.
R42 Card Advantages
Recommended for your everyday purchases, the R42 card is also issued under the Mastercard brand and has several advantages. Before choosing a model, compare them and choose the one that best meets your needs.
- With three designs for customization;
- To access special benefits during your travels, a monthly fee of €7.99;
- Accepted in national and international establishments;
- Consumers have access to the Card Control function, that is, they can establish what their spending limit will be;
- Holders do not pay an annual fee.
The R42 card can also be used for cash purchases. Furthermore, as it is issued under the Mastercard brand, it is accepted at several accredited establishments.
Disadvantages R42 Metal Card
However, as not everything is rosy, the R42 Metal card has some disadvantages. One of the main ones is the annual fee of €13.99 to enjoy all the exclusive benefits.
Disadvantages R42 Card
Like the other model, the R42 card has some disadvantages. And, before choosing the ideal model for your consumer profile, it is essential to compare this information.
In general, even though it is an affordable model, consumers must pay a fee of €7.99 to take advantage of all the exclusive services during their trips. But it remains a good financial solution, especially for travelers.
R42 or R42 Metal card: which one to choose anyway?
Now that you know all the characteristics of the cards, you can choose the modality that best suits your consumer profile. To do this, simply compare the information on the R42 or R42 Metal Card.
During your choice, take into account all the features, benefits and limitations. And, when analyzing this information, compare the models and choose the one that meets your needs.
However, even if the models are issued by the same institution, the company's entry model is the R42 Card, as its characteristics are more basic, but attractive.
However, the R42 Metal card targets the public with greater purchasing opportunities, due to higher income. After all, it is the intermediate model, offering more benefits and exclusive features.
To choose between the R42 or R42 Metal Card, access the financial institution's official page and check out all the information about the models. And then send your request to the one you like most.
But, if you're still not sure of the best choice for you, how about getting to know the N26 Card? It has several advantages, such as international coverage and free annual fees! See below.
How to apply for the N26 Gold debit card
The N26 Gold debit card can be requested through different channels, completely online! Find out more here.
About the author / Aline Augusto
Reviewed by /
Senior Editor
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