Online consolidated credit simulators are incredible solutions for those who want to combine their debts into one and thus reduce the number of fees and interest on them. So, get to know 4 of them here!

In fact, these simulators stand out because they allow you to know right away what the conditions of the offers are. In addition, they help to mediate the contract between you and the bank or finance companies.

After all, after contacting them, they organize the available offers and present them to you. All of this, therefore, makes it easier to choose the best consolidated credit. Also, it saves your time.

So, keep reading and see which are the best options available on the market. So, have the chance to find what makes a difference and can save your finances!

Below you will find 04 consolidated credit simulator options that work online. Therefore, you can use their services without leaving home! 

The first option for online consolidated credit simulators that we brought for you is Cifra7. It acts as an intermediary between consumers looking for consolidation and banks that offer this type of operation.

With variable interest rates, it allows you to reduce monthly installments by consolidating them into one. However, it does not inform the average interest or payment period.

To use it, you must access the website and then click on “Services” > “Credit consolidation”. Then, fill out a form with your details and submit the request.

After that, one of the company's experts will contact you to present the available solutions.

The second of the online consolidated credit simulators corresponds to Família Poupança. He focuses on credit intermediation, dedicating himself to finding offers for customers.

Família Poupança works with APR from 6.2% and with TAN from 3.30%. Furthermore, it allows credit payments to be made in up to 120 months (10 years)!

Therefore, it stands out for having longer repayment terms than those generally offered in credit consolidation.

Also, be aware that this online consolidated credit simulator allows you to consolidate credits of different types. By doing so, you can save up to 60%.

Another interesting point is that it is not limited to consolidated credit offers. After all, it allows an extra amount to be added to your account when contracting it.

To use this simulator, simply access the website. Then, click on “Start saving” and fill out the form that will appear on the screen. Send the request and wait for contact from one of the Família Poupança representatives.

Just like the simulator above, Gestlifes also offers up to 120 months to pay for credit consolidation.

It works as an intermediary between the customer and banking institutions and allows operations of up to 75 thousand Euros. Therefore, it is also an excellent option for those looking for online consolidated credit simulators.

Furthermore, this option also stands out for allowing the consolidation of several different types of credit. In doing so, it promises savings of up to 60% compared to the original debt.

Using it is very simple. To do this, you must access the Gestlifes website. Afterwards, click on “Simulate now”. So, wait for the redirection, fill out the form and send it.

Finally, our list of online consolidated credit simulators concludes with Have Less Debts. Just like those listed above, he also specializes in intermediation.

Therefore, it brings together offers and forms a bridge between the customer and the financial institution. This all happens from the simulation that gathers data about the consumer.

In fact, the simulation is free and you have no obligation to accept the results of the offers it finds.

Despite not informing the applicable interest rates – as they vary according to the risk the client offers, the term and the amount – this simulator is very advantageous.

Firstly, by working with high consolidation deadlines. Payment takes up to 84 months, that is, 7 years.

Furthermore, Have Less Debts is one of the online consolidated credit simulators that offer the chance to save. It is possible to save up to 60% of the value of consolidated installments.

Last but not least, the platform also allows you to contract an additional amount. In other words, in addition to the one to consolidate debts, there is also another extra, for use in new projects.

The simulation takes place on the company's website and only requires filling out a form. After submission, the proposals are analyzed and one of the Have Less Debts representatives will contact you.

To do this, always make use of consolidated credit simulators. After all, they gather options and compare them without charging for it and without obligation!

Then, analyze what options are available in relation to amounts, payment terms and interest. This way, you choose wisely and based on concrete data.

Once you find the alternative that offers you the most advantages, simply continue the hiring process with the simulator or directly with the banking company.

With this, you can organize your finances and save monthly with smaller installments! In fact, if you immediately want a company recommendation to request consolidated credit, see how to do it at Unibanco!