Learn today what 3D Secure Activo Bank is, how to activate it and how it can help you protect your data and your money!

Money-related frauds are becoming more and more elaborate. While some use fishing, others capture data through hackers. Not to mention the use of cards after their theft or loss by the owner.

In times of contactless and online shopping, having a security device becomes even more important, right? And that's exactly what 3D Secure offers. Keep reading to learn how it works and how to use it!

Also known as Verified by Visa (VBV) or Mastercard Secure Code (MSC), this is a security tool that is especially aimed at online purchases. To do this, then, we use a platform to authenticate purchases and expenses in the digital world.

Therefore, if your card is cloned or someone else uses it without authorization, you can immediately identify it and prevent the operation from completing. That is, you prevent your money from being used in fraud and guarantee its security.

This is important in the face of fraud and also because of the rules in force in the European Union. According to these standards, all purchases made with a credit card on the internet must now be authenticated.

Two forms of authentication are currently available! The first of these takes place within the application, while the other takes place via SMS message. However, since 3D Secure Activo Bank is undergoing transformation, only the app-related alternative will soon be available.

For now, however, there are two options, as you can see in the items below!

The first way to authenticate an online purchase with 3D Secure Activo Bank is via SMS message. However, it is important to highlight that this alternative will soon become obsolete. This is due to the total migration of the service to the ActivoBank application.

In the case of this authentication, you then receive an SMS message from the protection system. It contains a code that must be entered to complete the transaction.

On the other hand, there are also authentications via the Activo Bank app. In this case, 3D Secure Activo Bank provides 3 options for confirming purchases. All, however, occur within the banking institution's application.

The first refers to authentication with digital biometrics. The second, in turn, is the use of facial biometrics, that is, reading the points on the face. Finally, the third and final option to authenticate your purchase is with the information of a code obtained when completing the purchase.

In fact, the service is already active on all cards to which it is linked. Therefore, it is not necessary to make any effort to activate it. Then, simply have access to authentication applications and start using this tool! See the step by step for this!

First of all, you need to download and install the ActivoBank application. It is available for Android cell phones via Google Play. It is also available for anyone using the iOS system, via the Apple Store.

Also, access your cell phone's preference settings and then activate notifications from the bank app. Only in this way will it be possible to guarantee the receipt of purchase confirmation messages by 3D Secure Activo Bank.

It is not enough to ensure that your cell phone allows the app to send notifications. The bank application must also have them in active mode. To do this, follow these steps:

Finally, after activating notifications for using 3D Secure Activo Bank, you will receive messages within the app each time you make an online purchase.

When this happens, you do not need to be inside the application or have it open at the moment. After all, he is authorized to send messages that indicate online transactions.

So, follow these steps as soon as this happens:

All ActivoBank cards have the security tool. Therefore, if you have a card linked to an account at this banking institution, you already have this protection!

The system, in fact, is linked to the cell phone number registered by the customer with the bank. In other words, to receive notifications about purchases and authenticate them, the app must be downloaded onto a mobile phone whose number matches the number registered with ActivoBank.

Therefore, be sure to use 3D Secure Activo Bank and the facilities it offers, especially when it comes to the safety and protection of your money! And see more below about investments in Activo Bank.