Cards
Best credit cards in Portugal 2023
Looking for the best credit cards in Portugal? Then, you are in the right place. Discover, today, a complete list of options with points program, international flag, zero annual fee and more!
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Discover everything about the best credit cards in Portugal
With this list of the best credit cards in Portugal, you will be able to get it right when choosing yours. After all, it's much easier to choose when you have information at hand!
As in the rest of the world, the Portuguese financial market is increasingly competitive. After all, there are several card options that come from both traditional banks and fintechs and financial institutions.
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And this, although great for the public who now have greater freedom of choice, can also bring some setbacks. After all, how do you know, among so many alternatives, which are the best? This can be difficult to answer.
However, by knowing which cards fall into the most popular credit card category in Portugal, you are already one step ahead. After all, you already know which ones attract the public’s attention the most and what benefits they offer.
Furthermore, collect information to compare the advantages of each one. So, to find the best credit cards in Portugal, keep reading. One of them will be perfect for you and according to what you are looking for in the market.
What are the most popular credit cards in Portugal?
As we saw above, there are several credit cards available in Portugal. But which of them are the best and most popular? What are the advantages they offer? You can check all of this below.
We have selected some of the main cards and benefits. While some offer cashback, others guarantee access to free insurance. On the other hand, other alternatives do not require an annual fee.
Or, they offer specific benefits at predetermined establishments. So, don't waste any more time and see which are the best credit cards in Portugal. Then, compare them and find what you like best.
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Decathlon Card
The first card we brought is a store card. However, that's not all. It is a store card that, while offering benefits at the establishment of origin, also has an international flag.
That's why the Decathlon card was not left out of our selection of the best credit cards in Portugal. It offers advantages within the brand's stores. At the same time, it has a Mastercard International brand.
It stands out for being a popular credit card in Portugal that, in addition to waiving the annual fee, offers cashback and discounts. Therefore, it can be a great alternative for your life.
Annuity | Exempt |
Do you accept denial? | Uninformed |
Flag | MasterCard |
Roof | International |
Benefits | Cashback program, discounts and special conditions for Decathlon purchases online and in person, contactless payment, free credit for up to 50 days, benefits associated with the brand. |
How to get the Decathlon card? Look here!
The Decathlon credit card has numerous advantages, such as the cashback program and no annual fee. See how to request here!
Millennium BCP Platinum
Another of the best credit cards in Portugal is the Millennium BCP Platinum. Although it charges an annual fee, it offers benefits that offset the fees. What we have here are quite interesting insurance policies.
For example, when purchasing one of the most popular credit cards in Portugal, you have access to home assistance. That is, no more stressing about necessary small repairs or accidents.
BCP Cards: discover the main products and advantages
BCP cards can be great options for making credit purchases, especially if you travel a lot. Discover the main types, the advantages and disadvantages and find out which one to choose!
Likewise, guarantee access to health care. That's why we consider this one of the best credit cards in Portugal. Not to mention the Visa International brand and its benefits.
For example, the brand, points programs, discounts and offers. Incredible, right? So, find out more about Millennium BCP Platinum below:
Annuity | 80€ |
Do you accept denial? | Uninformed |
Flag | Visa |
Roof | International |
Benefits | Millennium Rewards Program, Home assistance, Health assistance, Online application, Contactless payment. |
Millenium BCP Platinum Visa credit card
The Millenium BCP Platinum Visa Credit Card is ideal for those looking for a unique credit card! See more here and find out how to request it!
Gold Box
Continuing our list of the best credit cards in Portugal we have Caixa Gold. It is exclusive to those who have a current account at the banking institution, but it has several advantages that make your eyes shine.
For example, it carries the Visa International flag, which allows online and in-person purchases around the world. In addition, it offers a series of travel insurance and assistance.
Added to this is the points and partner discounts program. Therefore, it can be a great card, including one of the most popular in Portugal.
So, check out more about it in the table below and analyze all the relevant data about this credit alternative:
Annuity | €50 |
Do you accept denial? | Uninformed |
Flag | Visa |
Roof | International |
Benefits | Online request, contactless payment, interest-free credit for up to 50 days, insurance and travel assistance and Visa benefits. |
How do I request the Caixa Gold card?
The Caixa Gold card has exclusive benefits, has the Visa brand and international coverage! Want to know how to request? Look here.
Eurobic
We couldn't leave Eurobic out of the list of the best credit cards in Portugal. It charges a low annual fee and, in return, offers a series of benefits that could be perfect for your life.
In fact, there's a chance he could be exactly what you're looking for. In addition to the benefits of an International Visa brand, it gives you the opportunity to reset the annual fee according to the expenses on your invoice.
In other words, spend and save at the same time! See more:
Annuity | 20,80€ |
Do you accept denial? | Uninformed |
Flag | Visa |
Roof | International |
Benefits | Online membership, contactless payment, purchase and travel protection insurance, up to 50 days of interest-free credit and the possibility of canceling the annual fee. |
These, then, are some of the best credit cards in Portugal. But how do you choose what’s perfect for you? To do this, consider your priorities. Know exactly what is most important to you.
It could be a points or cashback program, no annual fee or complementary insurance. With this and the complete data provided above, choosing your credit card becomes easier, safer and more effective.
So, be sure to consider our tips and make the right choice! And, if you want more details on how to request the Eurobic Classic card, just access the link below!
How to request and activate the Eurobic Classic card?
Requesting the Eurobic Classic card is very simple and practical, directly through the website! Want to know more? Click here and find out.
About the author / Aline Augusto
Reviewed by /
Senior Editor
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