Account
Bankinter account or Banco Best digital account: which is best?
Choosing an account is as difficult as choosing a credit card. When it comes to the question between the Bankintelr account or Banco Best Digital account, which is better? Find out today with our comparison!
Advertisement
Discover the best of current account options
To choose between the Bankinter account or Banco Best digital account, you need to know which is best. And, with that in mind, we separated everything about them.
The choice permeates various information. For example, how do each of these accounts work? What are its advantages and disadvantages? Also, what products come with them?
Other points that cannot escape attention refer to fees, as well as limitations on who can or cannot use them. And you can find all of this below. Continue reading and learn more about these account options that are present on the market.
How to open your Mais Ordenado Bankinter account?
Check out how to open a Bankinter Mais Ordenado account in just a few steps. So, stay free of fees and guarantee remuneration and access to the BK Power credit card!
How to open an account at Banco Best?
See how to open a Banco Best digital account: a quick, simple and convenient current account!
Bankinter account | Banco Best digital account | |
Fees | No commissions | No maintenance fee |
Benefits | Remuneration for the first two years, unlimited transfers (national and international), commission-free BK Power card. | Online membership, free transfers, earn 35 miles on the TAP Miles & Go program upon membership |
Banco Best digital account
This is an online and practical membership checking account. Therefore, you don't even have to leave the house to open it, you can do it in the comfort of your home, without bureaucracy or wasting time.
The account, then, works in a very simple way, as it offers very traditional banking services. For example, with it you can make deposits and transfers to other accounts. In fact, this occurs without charging fees.
Other features include withdrawals, account monitoring via application and carrying out transactions online or at ATMs.
Bankinter account
This digital account works simply, like other accounts. In this way, it is used to make payments and transfers. Also, to receive salary and other benefits.
In fact, this is an important feature of this account. To access it, you must register your salary at Banco Bankinter. Therefore, it is not free to use, but only for those who receive monthly salary amounts there,
Furthermore, you must transfer at least 800 Euros monthly to be able to use the account. Otherwise, it will not be possible to request it.
Advantages of Banco Best digital account
Among the advantages that the Banco Best account has are:
- Online membership;
- Free transfers;
- Earn 35 miles on the TAP Miles & Go program upon joining;
- Access to credit and debit cards with the Visa International brand;
- Application for making online and remote transactions;
- No account maintenance fees.
Bankinter account advantages
Check out some of the main advantages that the Bankinter account offers, especially when compared to the Banco Best digital account:
- There are no membership or maintenance fees, it is free;
- The account receives remuneration in the first two years, so that it tends to increase the amount present there;
- Access to the BK Power card, also commission-free, with an international brand and credit function;
- Unlimited transfers to accounts in Portugal and abroad.
Thus, these are the main advantages that this digital account offers. Now, then, it's time to find out what the negative points of each of our alternatives are. After all, this also influences the moment of choice!
Disadvantages Banco Best digital account
To begin with, opening this account, unlike the Bankinter account, is not free. After all, there is a requirement here that you make an initial deposit of 100 Euros. However, an important caveat: you do not lose this value. That is, it does not appear as a fee held by Banco Best. In fact, it becomes a balance in the account.
Furthermore, although there are no fees for maintaining the account, the card does have them. Therefore, if you want access to it to make purchases around the world, you will need to pay annual fees and maintenance, which can cause unnecessary losses.
Bankinter account disadvantages
Bankinter has a very restricted account. This, in itself, can be a disadvantage, since it is necessary to fulfill a series of requirements to use it. For example, only those who transfer salary receipts to it can open this account.
Otherwise, it will not be possible to use it. Furthermore, it is essential that citizens maintain an account balance of at least 800 Euros per month. Therefore, it is clear that not all consumers are able to maintain such conditions.
Therefore, it is a more restricted account and this represents a disadvantage as it is necessary to comply with these rules. Otherwise, it will not be possible to be a customer.
Bankinter account or Banco Best digital account: which one to choose?
If you've made it this far, you should have a good idea of which of these accounts best suits your interests. That is, which one has what you are looking for or offers the conditions under which you meet the requirements.
For example, the Bankinter account requires a salary commitment, as well as a minimum monthly transaction. The Banco Best account does not have this requirement, but it also does not show income, which the first option does.
Therefore, it is necessary to take these points into consideration before making any choice. Also, remember that just because you fit into one of them does not mean that it will be the only alternative for you.
Therefore, reflect on the conditions and seek to know other digital accounts available on the market. This way, get the best alternative for your life!
However, if you are looking for a new recommendation, we advise you to learn a little more about the Neteller account, it has numerous advantages! See more below.
How to open a Neteller account?
See how easy it is to open a Neteller account and start making transfers around the world!
About the author / Aline Augusto
Reviewed by /
Senior Editor
Trending Topics
Complete guide to buying an Iberia ticket: Tips and best prices
Come and discover how to buy your ticket with Iberia Linhas Aéreas and discover the promotions and destinations to make the trip of your dreams come true!
Keep Reading5 tips to avoid financial anxiety
To deal with financial anxiety you need to organize yourself: know how much you spend and how much you earn, in addition to putting together a minimum plan.
Keep ReadingDiscover moey! personal credit: exclusive advantages!
Do you want to get moey personal credit!? This is a great option for those who want ease and practicality! Get your money in 30 minutes!
Keep ReadingYou may also like
How do I apply for the BCP Prestige credit card?
Find out how to apply for the BCP Prestige card and thus have access to the card's special benefits. It's a simple and quick process, see!
Keep ReadingGet to know the Mind the Coin brokerage: what is it and how does it work?
See how the Mind the Coin brokerage works and start investing in bitcoin, litecoin and monero! Find out everything about the platform.
Keep ReadingHow to open your N26 You digital account?
Digital, secure and with online membership. Discover here the step-by-step guide to opening your N26 You account, an account full of advantages!
Keep Reading