Credit

Discover BBVA personal credit!

Did you know that BBVA personal credit can help you buy a house, a car or travel? Approval takes up to 24 hours and interest rates are fixed! So find out more about it and see if it’s worth it for you!

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BBVA personal credit: fixed interest rates and up to 72 months to pay off

Logotipo BBVA, a instituição financeira que oferece o crédito pessoal BBVA
Get to know BBVA credit. Source: BBVA.

BBVA personal credit is advantageous and can help you achieve your dream of owning your own home, changing your car, taking a trip or organizing your bills. Find out more about this financial option!

The loan is managed by Banco Bilbao Vizcaya Argentaria, famous by the acronym BBVA. Who manages the credit, then, is BBVA Consumer Finance, an arm of the institution that is responsible for transactions like this. So, keep reading to find out more about him and whether he’s worth hiring!

Tela de celular com BBVA, a instituição financeira que oferece o crédito BBVA

How to apply for BBVA Personal Credit?

See today the step-by-step guide to applying for BBVA credit and getting extra money and organizing your financial life or achieving your dreams!

Interest rateFixed TAN of 9% and APR of 11.4%
Payment deadline12 to 72 months
ApprovalIn 24 hours
Benefits Fixed interest rates, loan available for any purpose, good payment terms, online contracting

How does BBVA personal credit work?

Pessoal antando algo num caderno que está sobre a mesa. Notebook ao fundo. Uma grande quantidade de moedas também sobre a mesa, simbolizando o crédito pessoal BBVA.
Find out more about how personal credit works, its advantages and disadvantages. Source: Canva.

BBVA personal credit is quite simple and traditional. Firstly, there is a proposal with a credit request that is made by the citizen to the bank. Then, it analyzes the applicant's credit history and documents.

There is no need to specify what the credit will be used for, so there is freedom to direct the values. Furthermore, the payment period can be quite long, reaching up to 72 months.

Another interesting point is that credit has fixed interest rates. This means there are no surprises or variations. It is possible to know right away how much you will receive and how much will be paid, upon return, to the bank.

Therefore, this is a classic and personal loan that can help anyone who needs extra money, whatever the reason!

Benefits

Discover the main advantages that BBVA personal credit offers:

  • Fixed interest rates (TAN of 9% and APR of 11.4%);
  • Up to 6 years for payment (72 months);
  • Online hiring;
  • Amounts available for any purpose, with no need to prove the purpose of the credit.

Disadvantages

On the other hand, the negative point that we identified in the service is that it limits the loan to R$ 30 thousand euros. Therefore, it may be insufficient, depending on the customer's needs. However, in this case it is possible to seek other types of credit from the institution.

How to get BBVA personal credit?

In this sense, it is necessary to access the BBVA website and the specific personal credit page. Then, select the option to contact the bank and fill out a form with your details and a proposal. Finally, wait for contact from the institution. Anyway, for more details, check out the link below.

Tela de celular com BBVA, a instituição financeira que oferece o crédito BBVA

How to apply for BBVA Personal Credit?

See today the step-by-step guide to applying for BBVA credit and getting extra money and organizing your financial life or achieving your dreams!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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