Credit
Discover BBVA personal credit!
Did you know that BBVA personal credit can help you buy a house, a car or travel? Approval takes up to 24 hours and interest rates are fixed! So find out more about it and see if it’s worth it for you!
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BBVA personal credit: fixed interest rates and up to 72 months to pay off
BBVA personal credit is advantageous and can help you achieve your dream of owning your own home, changing your car, taking a trip or organizing your bills. Find out more about this financial option!
The loan is managed by Banco Bilbao Vizcaya Argentaria, famous by the acronym BBVA. Who manages the credit, then, is BBVA Consumer Finance, an arm of the institution that is responsible for transactions like this. So, keep reading to find out more about him and whether he’s worth hiring!
How to apply for BBVA Personal Credit?
See today the step-by-step guide to applying for BBVA credit and getting extra money and organizing your financial life or achieving your dreams!
Interest rate | Fixed TAN of 9% and APR of 11.4% |
Payment deadline | 12 to 72 months |
Approval | In 24 hours |
Benefits | Fixed interest rates, loan available for any purpose, good payment terms, online contracting |
How does BBVA personal credit work?
BBVA personal credit is quite simple and traditional. Firstly, there is a proposal with a credit request that is made by the citizen to the bank. Then, it analyzes the applicant's credit history and documents.
There is no need to specify what the credit will be used for, so there is freedom to direct the values. Furthermore, the payment period can be quite long, reaching up to 72 months.
Another interesting point is that credit has fixed interest rates. This means there are no surprises or variations. It is possible to know right away how much you will receive and how much will be paid, upon return, to the bank.
Therefore, this is a classic and personal loan that can help anyone who needs extra money, whatever the reason!
Benefits
Discover the main advantages that BBVA personal credit offers:
- Fixed interest rates (TAN of 9% and APR of 11.4%);
- Up to 6 years for payment (72 months);
- Online hiring;
- Amounts available for any purpose, with no need to prove the purpose of the credit.
Disadvantages
On the other hand, the negative point that we identified in the service is that it limits the loan to R$ 30 thousand euros. Therefore, it may be insufficient, depending on the customer's needs. However, in this case it is possible to seek other types of credit from the institution.
How to get BBVA personal credit?
In this sense, it is necessary to access the BBVA website and the specific personal credit page. Then, select the option to contact the bank and fill out a form with your details and a proposal. Finally, wait for contact from the institution. Anyway, for more details, check out the link below.
How to apply for BBVA Personal Credit?
See today the step-by-step guide to applying for BBVA credit and getting extra money and organizing your financial life or achieving your dreams!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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