Credit
Discover CTT bank personal credit!
Personal credit from CTT bank could be the answer for those looking for extra money to catch up on their finances or achieve dreams. Find out everything about him!
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Discover everything about CTT bank personal credit
Those looking for financial options can count on CTT bank personal credit. You can hire it online without leaving home and, in doing so, improve your financial life!
Extra money can be useful in countless situations. For example, to kickstart that project or dream, such as obtaining your own home, car or other issues. Furthermore, it can also be a way to obtain money to organize your finances.
In this case, personal credit serves to pay off a series of debts (or just one) and concentrate expenses in a single installment with more interesting interest rates. Therefore, it is an option that should not be discarded.
And with CTT personal credit you can get money to achieve dreams or organize your finances. All of this with fixed rates and installments, quick release of money and convenience, as contracting is online.
How to apply for personal credit from Banco CTT
CTT bank personal credit releases money within 48 hours after loan approval and without charging an opening commission, 100% online. See how to request here!
Interest rate | APR from 8% | TAN from 4,85% |
Payment deadline | Up to 84 months (7 years) |
Approval | Online |
Benefits | Money released within 48 hours after loan approval, no opening commission charged, operation completely online, release of amounts between €2,500 and €50,000. |
How does CTT bank personal credit work?
This is an online loan. That is, the hiring and release of the contract takes place completely over the internet. Thus, you simulate the amount you intend to borrow and are faced with the conditions offered by CTT.
Then, fill out a credit proposal which, if approved, releases the amounts within 48 hours. Therefore, you can use the value whenever you want. Then, pay the (fixed) installments monthly until the amount is completely paid off.
Benefits
However, there are some points that stand out as advantages of personal credit, see what they are:
- Completely online membership;
- Release of amounts within 48 hours after approval and signing of the loan contract;
- No opening commissions charged;
- Fixed fees and monthly payments, without unpleasant surprises;
- Payment term of up to 84 months;
- Release of significant amounts, ranging between €2,500 and €50,000.
Disadvantages
On the other hand, personal credit also has its negative points. However, among them, the following stand out:
- Limitation of personal credit to €50,000, a lower limit than that of the vast majority of banks in Portugal;
- To obtain personal credit, you must open an account at the bank;
- Exclusive loan for people who reside in Portugal and are over 18 years of age.
How to get personal credit from CTT bank?
Therefore, you must access the banking institution’s website. Then, carry out a loan simulation and fill out an online form to submit the request and documents required by the bank. This way, you receive notification after analyzing the request.
And if you want to know more details about the request process, click the button below!
How to apply for personal credit from Banco CTT
CTT bank personal credit releases money within 48 hours after loan approval and without charging an opening commission, 100% online. See how to request here!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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