You must be wondering how the Caixa IU debit card works! But don't worry, we'll answer all your questions.

Firstly, it is worth highlighting that this is an option only valid for young university students enrolled in higher education institutions. So be careful with your registration!

Furthermore, the card offers several benefits to its users. Thus, one of the most important is easy access, without availability commission and other fees.

However, in addition, you can enjoy several exclusive advantages! Do you want to know more information and know the advantages and disadvantages of this card? So let's find out!

Firstly, it is worth saying that this is an essential card for every university student, as it offers unique benefits. You can, for example, use it as an identity document in the university surroundings.

So, you can transform your simple identification card into a debit card with no associated cost. Then, you will be able to access different university locations, such as the cafeteria, library, etc.

Furthermore, with this card you can make cash withdrawals, transfers and payments at various stores in Portugal and abroad.

Furthermore, it is worth highlighting that some operations may be subject to taxation. So, to avoid any doubts, check the price list on the CGD website.

In this way, the Caixa IU card works by offering an exclusive series of advantages ranging from discounts and promotions. So keep an eye out!

You have easy access to personal credit if you need it. Furthermore, you have the possibility of obtaining discounts in different stores in different sectors. Thus, discounts can vary from 5% to 70% depending on the company.

This way, you can also have discounts in different locations across the country. In fact, to find out about all partner locations and stores, check out the CGD website!

Another advantage is being able to use Caixadirecta, an app that works like internet banking to facilitate your daily operations!

Additionally, the Caixa IU card works well for students, but has only a few disadvantages. For example, as already highlighted, this is a university card.

Therefore, you need to be enrolled in a higher education institution to be entitled to your benefits.

Furthermore, this card stops being free when the user turns 26. Then, from that point on, you will need to pay maintenance commission and other fees. The commission value increases to 2 euros in this case.

So, have you seen how all these advantages and features of the Caixa IU card work? These elements will only be available to you if you make your request.

In fact, don't worry because the process is very easy. You can carry out all procedures online via the CGD website!

But, for those who have difficulty, they can request it by other means. Or, you can even check out a step-by-step guide designed to answer all your questions and guide you when joining! 

Want to know more information? So click on the link below and find out everything about this university option!