Cards

Bankinter Power or Bankinter Premier card: which is best?

Do you want to choose a card and are unsure between Bankinter Power or Bankinter Premier? So, find out about its advantages, such as international coverage and insurance, and decide which is best for you!

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Logo Bankinter
Which card will be better: Bankinter Power or Bankinter Premier? Source: Bankinter Youtube.

What is the best choice between Bankinter Power or Bankinter Premier? If this is your question, keep reading and see everything about each one of them and which one is the best.

Both cards belong to Bankinter. Each has its own advantages and disadvantages. It is precisely they who, in the end, weigh in on the choice. Therefore, it is necessary to know them before making any decision.

Continue reading and see, in the text that follows, everything about the Power and Premier cards from Bankinter bank. Get to know them so that, in the end, you will no longer have any doubts about which credit card best fits what you are looking for and can guarantee you advantages!

Bankinter logotipo

How do I apply for the Bankinter Premier card?

Find out how to request and activate the Bankinter Premier card. With a Visa International flag, it could be a great deal for you!

Mulher segurando cartão de crédito Bankinter Power

How to request and activate the Bankinter Power card?

Learn here step by step how to order and activate the Bankinter Power card. And thus, guarantee an international and comprehensive credit card!

Bankinter PowerBankinter Premier 
Annuity60€ 15€
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsOnline request; Contactless technology; Benefits associated with the flag; Interest-free credit for up to 50 days; Personal accident insurance; Travel assistance insurance; Insurance against card theft, loss or forgery.Travel and Personal Accident Insurance; Contactless technology; Flexibility in paying the invoice (between 3% and 100% of the value); Exemption from the €0.50 fee when refueling at gas stations; Daily purchases and payments; Online membership. 

Bankinter Premier Card 

cartão de crédito Bankinter Premier
Bankinter Premier Card. Source: Bankinter.

The first credit card we will know is Bankinter Premier. It can be considered, in general terms, as a simple card, but very useful and with some very interesting advantages! 

It is an international card, which is made possible by the presence of the Visa brand. As a result, it is accepted in more than 19 million establishments around the world, which makes life a lot easier for those who travel a lot or like to shop online.

In fact, only those who have a current account at the Bankinter banking institution can obtain the Bankinter Premier card.

However, the card offers the possibility of paying by debit (with account balance) or by credit (to pay the invoice when it is due).

Bankinter Power Card

Mulher segurando cartão de crédito Bankinter Power
Bankinter Power credit card. Source: Bankinter.

Now that we know the Bankinter Premier card, it's time to take a closer look at Power. It also belongs to the Bankinter bank. In the same way as the previous card, in fact, it also requires the citizen to be a bank customer to obtain it.

Therefore, it is an exclusive card for those who have a current account at Bankinter.

However, another point that is repeated in relation to the previous alternative is the presence of the Visa International brand and the possibilities of purchasing via debit or credit.

Bankinter Premier Card Advantages 

To really start comparing the Bankinter Premier or Bankinter Power card, it is necessary to know what each of them offers to customers. That is, what their advantages are and where they stand out. Let's start, then, with the positive points of the Premier option:

  • Online membership;
  • International Visa Flag;
  • Debit and credit card;
  • Current account;
  • Flexibility in paying the invoice (between 3% and 100% of the value); 
  • Exemption from the €0.50 fee when refueling at gas stations; 
  • Contactless technology.

With regard to the minimum payment of the invoice, a caveat is necessary: this is not free. After all, the minimum payment should correspond to just 7.5 Euros. Opting for this, in fact, also attracts a series of interest on the remaining unpaid balance.

Bankinter Power Card Advantages

Having clarified the advantages of the Bankinter Premier card, the time has come to discover the Bankinter Power card. However, it is much more complete than the previous option, which will become clear in the following items. Look: 

  • Online request; 
  • Contactless technology; 
  • Benefits associated with the flag; 
  • Interest-free credit for up to 50 days; 
  • Personal accident insurance; 
  • Travel assistance insurance; 
  • Insurance against card theft, loss or forgery.

Here, once again, there is the possibility of paying only part of the invoice, leaving the rest for the next month. The minimum value and interest application requirements are repeated in the same way as with the Premier card.

Disadvantages Bankinter Premier Card 

However, we have separated for you the main negative points that stand out when we think about the Bankinter Premier card. See what they are:

  • Fees are charged and the bank does not offer the possibility of canceling them;
  • The card does not offer a points or cashback program;
  • Option available exclusively to those residing in Portugal;
  • To obtain the Premier card, you must open a current account at Bankinter.

Disadvantages Bankinter Power Card

The Power card has basically the same problems as the card seen previously. So, see the points that make it less interesting in the eyes of the public:

  • Charging an annual fee without offering the possibility of resetting it to the amount spent on the invoice, for example;
    Exclusive for those residing in Portugal;
  • Only those who have a current account at Bankinter or open one can obtain the Bankinter Power credit card;
  • Once again, there is no points or cashback program.

Bankinter Power or Bankinter Premier card: which one to choose anyway?

As we have seen throughout the text, in general the cards are very similar. Both have a Visa International flag. They are also linked to the current account at Bankinter.

However, the main difference is in the value of the annual fee, which is much higher for Power. This is because it includes some insurance in your monthly fee, which can be compensatory for those looking for security.

So, what remains is for you to weigh what attracts you and what dislikes you about each of them. Only then can you choose between Bankinter Power or Bankinter Premier. Also, consider finding out about a third option, such as Além BBVA Gold.

BBVA logotipo fundo azul com feixes de luz

How do I apply for the BBVA Gold After card?

Discover how to apply for and activate the BBVA Gold After credit card. So, see how to use a credit option that offers several advantages to your customers!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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