Cards

Bankinter Platinum or Bankinter Power card: which is best?

Bankinter Platinum or Bankinter Power card? Both options have incredible advantages, such as insurance and international Visa. So, see the comparison to choose the best card for you!

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Discover the best card for you

Choose between the two financial options. Source: Bankinter.

In doubt between the Bankinter Platinum and Bankinter Power card? So, check out everything about both options and compare them based on concrete data!

It is not always easy to choose a financial option. After all, there are several products that we find today, from the most diverse institutions. So, how can you ensure that you are opting for the best alternative available?

This requires research, as well as knowing the options that present themselves. And this is also true when we are talking about Bankinter Platinum and Bankinter Power cards. Choosing one or the other, therefore, requires knowledge about how they operate and what they offer.

And that's exactly what you find in the sequel. Continue reading and see the advantages and disadvantages of each of these products. Also, check out how they work and which one to choose!

Mulher segurando cartão de crédito Bankinter Power

How to request and activate the Bankinter Power card?

Learn here step by step how to order and activate the Bankinter Power card. And thus, guarantee an international and comprehensive credit card!

Cartão Bankinter Platinum fundo verde

How to apply for the Bankinter Platinum credit card

The Bankinter Platinum credit card is an excellent option for those looking for benefits when using credit, it has international coverage, as well as other advantages. See how to request!

Bankinter PlatinumBankinter Power 
Annuity60€ Exempt
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsOnline request; Contactless technology; Benefits associated with the flag; Interest-free credit for up to 50 days; Personal accident insurance; Travel assistance insurance; Insurance against card theft, loss or forgery.No availability commission; Flexible payment; Contactless technology; Personal accident insurance; MBWay app.

Bankinter Power Card 

Mulher segurando cartão de crédito Bankinter Power
Find out more about the credit card. Source: Bankinter.

This is a Visa International credit card. It is related to a current account at Bankinter, which is a condition of its issuance. This way, it allows purchases all over the world, via debit and credit.

For debit purchases, money available in the current account is used. On the other hand, for credit purchases it is possible to obtain a limit of up to 10 thousand Euros. The card also has advantages such as additional products and waiving maintenance fees.

Bankinter Platinum Card

Cartão Bankinter Platinum fundo verde
See the Bankinter Platinum credit card. Source: Bankinter.

This is also a Visa credit card. It has a debit function which, like the previous alternative, accompanies a current account. Therefore, it is necessary to have a Bankinter account to obtain this card.

It offers a series of advantages, in addition to operating internationally. Below, therefore, find out more about him.

Bankinter Power Card Advantages

To get started, see what the advantages of the Bankinter Power credit card are:

  • Free maintenance;
  • International Visa Flag;
  • Flexible payment; 
  • Contactless technology; 
  • No availability commission;
  • Personal accident insurance; 
  • MBWAY service (application).

As for flexible payment, the Bankinter Power credit card gives customers the possibility of paying between 3% and 100% of the invoice. However, the minimum payment is always €7.5. However, in this case it is also necessary to pay interest rates.

Bankinter Platinum Card Advantages

To know how to choose between Bankinter Platinum and Bankinter Power, you need to know the positive points of both cards. So, check out which ones stand out compared to the Platinum alternative:

  • Online request; 
  • Contactless technology; 
  • Benefits associated with the flag; 
  • Interest-free credit for up to 50 days; 
  • Payment flexibility;
  • Personal accident insurance; 
  • Travel assistance insurance; 
  • Insurance against card theft, loss or forgery.

Regarding the payment flexibility of the Bankinter Platinum card, know that it works the same as Planitum Power. That is, payment can be from 3% to 100% of the invoice; however, the minimum installment is 7.5 Euros.

Disadvantages Bankinter Power Card 

Now you know the positive points of the Bankinter Platinum and Bankinter Power cards. So, the time has come to check out what’s not so cool about these alternatives. Only then, after all, is it possible to make an intelligent and conscious decision.

Let's see, then, what are the disadvantages of the Bankinter Power card:

  • Exclusive for those residing in Portugal;
  • Requires opening a current account at Bankinter to obtain the card;
  • There is no points program.

Disadvantages Bankinter Platinum Card

Just like the Bankinter Power card, the Bankinter Platinum also has disadvantages. The ones that stand out the most are:

  • Annual fee charge without the possibility of resetting it;
  • Exclusive for residents in Portugal;
  • To obtain a credit card, you must open a current account with Bankinter.

Bankinter Platinum or Bankinter Power card: which one to choose?

Now that you know everything about the Platinum and Power Bankinter cards, the question may remain: which one to choose? To do this, it is necessary to make some relevant reflections.

For example, consider what your priorities are and what is not that important on a card for you. Then, analyze which of the options has the requirements you are looking for, such as free annual membership or points program.

Likewise, be sure to consider important points regarding checks and balances. For example, the Power card has no annual fee, while the Platinum does. However, the Bankinter Platinum card has more insurance available, unlike the Power.

Note that the cards differ in detail, so that's what you should focus on to make the best option. Likewise, it is necessary to know what you are looking for and what your objective is with the credit card.

Additionally, you may also consider looking for other options. Although the Bankinter Platinum and Bankinter Power cards are interesting, the market is full of options. Knowing them, then, is a way to increase your range of options.

To help you, we’ve put together a super special alternative that could be right up your alley. In the link below, you will find everything about the Activo Bank card, which is another alternative that is popular with the public in Portugal.

So, be sure to find out about other options and then weigh everything up. With this, you can easily determine what you want and who offers what you are looking for. In other words: make the best choice based on your interests.

modelos de cartão de crédito Activo Bank

How to request and activate the Activo Bank card?

See how to request and activate the Activo Bank card online and without leaving home!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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