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St. George Vertigo Credit Card Review: Low Annual Fee!

If you want to discover a low-rate card that can help you manage your money effectively, come and explore all the details about this card and save!

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St. George Vertigo Credit Card: A Low-Rate Card for Savings!

St. George Vertigo Card
Review St. George Vertigo Credit Card: Low Annual Fee! Source: St. George

If you are concerned about your financial life, this review of the Vertigo credit card from St. George could be a great opportunity to keep you on track! With an annual fee below average, this card can be quite economical.

card

Credit Card

St. George Vertigo

Quick Simple

Up to 55 interest free days on purchases – minimum credit limit of $500!

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Take advantage of exclusive opportunities to transfer balances from other cards without paying anything for a limited period. Want to know more about how this process works? Let’s dive into this review!

Annual card fee$55;
Purchase Rate (p.a) 13.99% p.a.;
Interest Free PeriodUp to 55 days;
Balance Transfer (p.a)0% for a limited period of time.

St. George Vertigo Credit Card: A Closer Look!

In this review, you will learn more about the Vertigo credit card offered by St. George. This low-rate card is ideal for saving. It allows you to transfer your debts.

In other words, any debt you have on another credit card can be transferred to your Vertigo card. But what’s the advantage of this? You have a 32-month period with no interest on these debts.

So, you can pay what you owe peacefully without increasing your debt. Isn’t it a great way to settle your outstanding balances? However, after this period, the charged interest rate is 21.49%.

More Information About the Card

Furthermore, if you don’t want this transfer option, you can choose another card variant with cashback. In this case, it offers approximately $400 in spending at different places.

With this card, the purchase interest rate reaches 13.99%, and you also have the right to acquire an additional card at no extra cost.

St. George Vertigo Credit Card: Is it Worth It?

St. George Vertigo Card
St. George Vertigo Credit Card: A Low-Rate Card for Savings! Source: St. George

Whether a card is genuinely worth it is a challenging statement to make. This is because it is a personal matter. You must know your financial situation, your spending profile, and why you need a card.

However, for those looking to save and handle everyday transactions, the St. George Vertigo card can be an excellent option, especially if you choose the option to renegotiate your debt.

Moreover, the cashback option is also interesting for those who make many everyday purchases! Want to know more advantages and disadvantages of this card?

Advantages

The main advantage evident in this review of St. George’s Vertigo card is that you can transfer your balance from another card and pay without the pressure of interest charges. But besides that, the card presents other benefits.

For example, the minimum credit limit is $500, and the maximum can go up to $80,000. In other words, there is a wide range for making different purchases and payments.

Disadvantages

St. George Vertigo Card
St. George Vertigo Credit Card: A Low-Rate Card for Savings! Source: St. George

Additionally, one of the main disadvantages revealed in this review of St. George Vertigo credit card is that after the two-and-a-half-year period, the cash advance interest rate becomes quite high, over 21%.

So, it’s essential that if you choose to transfer the balance, you manage to pay off this debt while the charge is at zero! Moreover, another disadvantage is having to choose between one of the benefits.

In other words, if you opt for the transfer, you don’t have access to any reward program, and vice versa!

How to Apply for the St. George Vertigo Credit Card?

The next step in this review of St. George’s Vertigo card is to help you figure out how to make your application. So, know that the entire process can be done virtually on the St. George website.

Thus, on the homepage, select the “credit cards” option and choose Vertigo in the low-rate card category! Then, on the card page, you can start your application. Choose whether you prefer cashback or free debt transfer.

Then, fill in the necessary information and review all the data. In less than 10 minutes, you complete your application process. Moreover, remember that you must be the primary cardholder for this card for the first time.

If you’re going to opt for the balance transfer, remember that the original card must not be from St. George, Bank of Melbourne, or BankSA. Moreover, it’s possible to transfer from $200 to 80% of the limit.

card

Credit Card

St. George Vertigo

Quick Simple

Up to 55 interest free days on purchases – minimum credit limit of $500!

Você será redirecionado a outro site

Requirements

Firstly, you must be at least 18 years old to apply for a St. George Vertigo credit card. Additionally, you must have permanent residence in Australia or New Zealand.

But if you are a temporary resident, you can also apply as long as you have a visa with a duration of more than one year. You also need to have an Australian residential proof and taxable income.

Thus, all the documents proving these requirements are requested when you make your application.

Explore Another Option: HSBC Low Rate Credit Card

Now that you’ve checked all the information in this exclusive review about the St. George Vertigo credit card, don’t waste time, and if you think it fits your profile, apply as soon as possible.

Saving is crucial. Moreover, that’s why we also present another card option from Australia itself. Have you heard of the HSBC Low Rate? So, come and check out some information.

St. George Vertigo  HSBC Low Rate 
Annual card fee$55;99 $
Purchase Rate (p.a) 13.99% p.a.;12.99% p.a.
Interest Free PeriodUp to 55 days;Up to 55 days
Balance Transfer (p.a)0% for a limited period of time.0% for a limited period of time

As it is essential to compare options before deciding to choose a card, review all the exclusive details of the HSBC card. This is your opportunity to find the credit card that will help you in your daily life!

HSBC Low Rate Card

HSBC Low Rate review: Transfer Balances and Save!

Explore a review of the HSBC Low Rate Credit Card and save money while enjoying your travels and other benefits.

Sobre o autor  /  Filipe Travanca

Bacharel em História e Audiovisual pela Universidade de São Paulo. Apaixonado pela escrita e pela literatura, atua como roteirista, redator e contista, explorando os mais variados temas e assuntos. Um grande curioso, que gosta de estudar de tudo um pouco e partilhar esses aprendizados em seus textos.

Revisado por  /  Samantha Scorbaioli

Editor(a) sênior

Em Alta

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