20+ results for "credit card for low credit score"

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Capital One Guaranteed Mastercard

 Mastercard

Who it's for: This card is best for individuals with no credit history or those looking to improve their credit score.

  • Annual fee CA$59
  • Rewards —
  • APR 21.9%

The Capital One Guaranteed Mastercard is a solid choice for individuals needing to establish or repair their credit history.

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CIBC Dividend Visa Card for Students

 Visa

Who it's for: Best for students wanting to earn cashback on everyday grocery purchases without incurring fees.

  • Annual fee No annual fee
  • Rewards 2%
  • APR 21.99%

This card is a great choice for students looking to earn cashback without an annual fee.

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BMO CashBack Mastercard for Students

 Mastercard

Who it's for: Best for students who want to earn cashback on everyday purchases without incurring annual fees.

  • Annual fee No annual fee
  • Rewards 3%
  • APR 21.99%

Ideal for students looking to earn rewards without annual fees, but high interest rates may deter those carrying a balance.

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TD Low Rate Visa Card

 Visa

Who it's for: Best suited for Canadians looking to minimize interest charges on carried balances.

  • Annual fee CA$25
  • Rewards —
  • APR 12.9%

A solid option for those seeking low-interest credit without frills.

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Scotiabank Gold American Express Card

 Amex

Who it's for: Ideal for those who frequently spend on dining and entertainment, looking to maximize rewards through Scene+.

  • Annual fee CA$120
  • Rewards 5%
  • APR 21.99%

This card offers excellent rewards for frequent diners and entertainment seekers, but the high APR may deter those who carry a balance.

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MBNA True Line Mastercard

 Mastercard

Who it's for: Best for consumers needing to consolidate debt or those who carry a balance month to month due to its low interest rates.

  • Annual fee No annual fee
  • Rewards —
  • APR 12.99%

This card is a solid option for those looking to manage existing credit card debt with a low interest rate.

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Rogers World Elite Mastercard

 Mastercard

Who it's for: Best for Canadians who travel to the U.S. or make significant purchases in USD.

  • Annual fee No annual fee
  • Rewards 3%
  • APR 20.99%

This card is ideal for those who frequently spend in USD and want to earn cashback without annual fees.

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SimplyCash Card from American Express

 Amex

Who it's for: Best for Canadians who frequently spend on gas and groceries and prefer straightforward cashback rewards.

  • Annual fee No annual fee
  • Rewards 2%
  • APR 21.99%

The SimplyCash Card is a solid choice for everyday spenders looking to earn cashback without an annual fee.

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RBC Avion Visa Infinite

 Visa

Who it's for: Best for those who travel frequently and can leverage the rewards for flights and upgrades.

  • Annual fee CA$120
  • Rewards 1%
  • APR 20.99%

This card is ideal for frequent travelers seeking flexibility and rewards, though its APR may deter balance carriers.

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BMO CashBack Mastercard

 Mastercard

Who it's for: Best for consumers who primarily spend on groceries and want to avoid annual fees.

  • Annual fee No annual fee
  • Rewards 3%
  • APR 21.99%

This card is a practical choice for those who want to earn cashback without annual fees.

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American Express Cobalt Card

 Amex

Who it's for: Best for those who dine out frequently and spend on groceries, maximizing their rewards potential.

  • Annual fee CA$191.88
  • Rewards 5%
  • APR 21.99%

The Cobalt Card is ideal for foodies and frequent travellers, but its high APR and annual fee may deter casual users.

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Neo World Elite Mastercard

 Mastercard

Who it's for: High-income Canadians with excellent credit scores who want to maximize cashback on everyday purchases.

  • Annual fee CA$125
  • Rewards 5%
  • APR 19.99%

With a strong cashback structure, this card is a those who frequently spend on groceries and gas. However, the high annual fee and income requirements limit accessibility for average earners.

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TD Cash Back Visa Infinite Card

 Visa

Who it's for: Individuals with good credit seeking to earn cash back rewards on everyday purchases while traveling.

  • Annual fee CA$139
  • Rewards —
  • APR 21.99%

This card is excellent for those looking to maximize cash back on their spending, especially with the 10% cash back on eligible purchases in the first three months. However, the high annual fee and APR may deter users who carry a balance.

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Tangerine Money-Back Credit Card

 Mastercard

Who it's for: This card is best for Canadians who prefer a no-fee cashback option and have predictable spending in specific categories. It’s less ideal for those who travel frequently or want flexible rewards.

  • Annual fee No annual fee
  • Rewards 2%
  • APR 20.95%

The Tangerine Money-Back Credit Card offers a straightforward cashback structure without an annual fee, making it an appealing choice for moderate spenders. However, its rewards are limited to select categories.

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CIBC Aventura Visa Infinite Card

 Visa

Who it's for: Best suited for frequent travelers who can leverage the card's travel rewards and benefits.

  • Annual fee CA$139
  • Rewards 2%
  • APR 21.99%

The CIBC Aventura Visa Infinite Card offers solid travel rewards but comes with a notable annual fee.

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CIBC Secured Visa Card

 Visa

Who it's for: Newcomers wanting to build credit with a major Canadian bank

  • Annual fee CA$35
  • Rewards —
  • APR 19.99%

Big Five bank secured card with a clear path to unsecured products. Annual fee is the trade-off for the CIBC relationship.

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TD Secured Credit Card

 Visa

Who it's for: TD Bank customers building credit

  • Annual fee No annual fee
  • Rewards —
  • APR 19.99%

Another Big Five secured card option. TD's extensive branch network is a plus for in-person banking.

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Scotiabank Secured Visa Credit Card

 Visa

Who it's for: Canadian newcomers wanting to start with a major bank

  • Annual fee No annual fee
  • Rewards —
  • APR 19.99%

A secured card from one of Canada's Big Five banks. The big-bank backing means easy graduation to unsecured cards.

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Refresh Financial Secured Visa Card

 Visa

Who it's for: Canadians with bad credit wanting dual-bureau reporting

  • Annual fee CA$48
  • Rewards —
  • APR 17.99%

Lower APR than most Canadian secured cards and reports to both bureaus. The annual fee is a trade-off.

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Home Trust Secured Visa Card

 Visa

Who it's for: Budget-conscious Canadians who want a simple, fee-free secured card focused purely on credit building.

  • Annual fee No annual fee
  • Rewards —
  • APR 19.99%

The Home Trust Secured Visa is about as simple as secured cards get — no annual fee, no rewards, no gimmicks. The 19.99% interest rate is fair for a secured card, and the broad deposit range ($500-$10,000) gives you flexibility on your credit limit. Reports to both Equifax and TransUnion.

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