{"id":9427,"date":"2023-04-13T23:00:00","date_gmt":"2023-04-13T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=9427"},"modified":"2023-04-12T20:00:13","modified_gmt":"2023-04-12T20:00:13","slug":"diferenca-tan-taeg","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/nl\/diferenca-tan-taeg\/","title":{"rendered":"Wat is het verschil tussen TAN en APR: ontgrendel de geheimen van leningen!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-foi-atingido-pelas-taxas-de-juros-saiba-diferenciar-a-tan-da-taeg\">Getroffen door de rente? Weet hoe u de TAN kunt onderscheiden van de APR!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1024x576.jpeg\" alt=\"Pilha de moedas crescendo com desenhos de setas e rendimentos\" class=\"w-full object-cover object-center border mx-auto wp-image-9467\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1024x576.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-300x169.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-768x432.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1536x864.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-2048x1152.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kent u tenslotte het verschil? Bron: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Als u betere beslissingen wilt nemen over verschillende soorten financiering, van persoonlijke leningen tot creditcards en leningen, is het essentieel om het verschil tussen APR en TAN te begrijpen!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dit komt omdat dit de twee tarieven zijn die de rentewaarden van alle financieringen organiseren. Elk tarief heeft echter zijn eigen bijzonderheid en werkt op een specifieke manier.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-26LOqF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Welke soorten woningkredieten zijn er? Ontdek hoe ze werken \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\" alt=\"pessoa com uma chave nas m\u00e3os\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/tipos-de-taxa-de-credito-habitacao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Welke soorten woningkredieten zijn er? Ontdek hoe ze werken \">\n            Welke soorten woningkredieten zijn er? Ontdek hoe ze werken         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Er zijn grofweg 3 soorten woningkredieten, met verschillende kenmerken en voordelen voor de consument. Daarom is het essentieel om ze te kennen voordat u een deal sluit.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/nl\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Welke soorten woningkredieten zijn er? Uitvinden hoe\u2026              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/nl\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain in the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom kunnen er verschillende kosten gelden voor een lening op basis van TAN en een lening op basis van APR. Dit is dan ook een van de fundamentele elementen voor u om goede financieringskeuzes te maken.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Maar weet u eerst wat elk acroniem betekent? De TAN is het nominale jaartarief! Ondertussen is APR het wereldwijde effectieve jaartarief! Wilt u meer weten en begrijpen over de impact ervan op uw krediet? Blijf lezen!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fatores-a-considerar-para-pedir-credito\">Factoren waarmee u rekening moet houden bij het aanvragen van krediet<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ten eerste, als u op zoek bent naar een soort persoonlijk krediet, is het de moeite waard om naast de rente en de kosten die bij de TAN en de APR horen ook op andere feiten te letten!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In de eerste plaats is het dus belangrijk om te overwegen of je dat geld echt nodig hebt, of dat er een andere manier is om te krijgen wat je wilt, of het nu een huis, een auto of een of andere vorm van dienst is.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Controleer ook of het niet mogelijk is om met een spaarrekening of kaart te betalen. In veel gevallen kunnen kaarttarieven aantrekkelijker worden. Bevestig bovendien dat de financi\u00eble entiteit geregistreerd is om krediet aan te bieden!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fatores-a-considerar-para-pedir-um-cartao\">Factoren waarmee u rekening moet houden bij het aanvragen van een kaart<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1024x683.jpeg\" alt=\"Mulher confusa olhando para notebook\" class=\"w-full object-cover object-center border mx-auto wp-image-9468\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ontdek hoe u rekening moet houden met vergoedingen! Bron: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sterker nog, steeds meer banken en financi\u00eble instellingen bieden voordelen en voordelen bij het aanmelden voor een specifieke creditcard. Houd dus naast het tarief rekening met enkele factoren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bedenk bijvoorbeeld wat de voordelen zijn, zoals cashback en of de retourwaarden de potentie hebben om de rentelasten die voor de dienstverlening van de bank in rekening worden gebracht te compenseren!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bovendien is het belangrijk om bij het verkrijgen van dit krediet de volledige context van zowel de kaart als de lening in acht te nemen bij het relateren van de informatie aan uw realiteit en interesse!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-porque-a-tan-e-taeg-existem-e-como-funcionam\">Waarom bestaan TAN en APR en hoe werken ze?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vergeet niet dat jij degene bent die de TAN en APR betaalt! Dit gebeurt omdat de rente vergelijkbaar is met de prijs die u betaalt om van de dienst gebruik te maken en om het geld van de instelling te behouden. Met andere woorden: het is de winst van de bank!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarnaast zijn er, naast het soort tarief, nog andere zaken die van invloed zijn op de hoogte van de rente. Er is dus de vraag naar de waarde van het bedrag, de looptijd, het soort krediet en de prijs die de instelling zelf voor haar diensten vaststelt!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-qual-e-a-diferenca-entre-a-tan-e-a-taeg\">Wat is het verschil tussen TAN en APR?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"684\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1024x684.jpeg\" alt=\"M\u00e3o digitando em calculadora\" class=\"w-full object-cover object-center border mx-auto wp-image-9469\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1024x684.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-768x513.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1536x1025.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-2048x1367.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Begrijp dus het verschil! Bron: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Het is de moeite waard om te benadrukken dat zowel bij een persoonlijke lening of woninglening als bij een creditcard de TAN en de APR van toepassing zijn!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom is het alleen mogelijk om de beste beslissing te nemen als u het verschil en de functie van elk tarief begrijpt. Dit komt omdat dit de enige manier is om de volledige waarde van die service te zien!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Laten we dus, zonder verder oponthoud, in detail bekijken waar elk van de rentetarieven over gaat!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-o-que-e-a-taeg\">Wat is het JKP?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zoals we al hebben laten zien, is de JKP de Global Effective Annual Charge Rate en houdt deze rechtstreeks verband met de totale kosten van de lening. Met andere woorden: het is het percentage dat de klant moet betalen in verhouding tot het verkregen bedrag.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Het JKP wordt berekend door alle verplichte verzekeringen, rente, bijkomende belastingkosten, registraties en financi\u00eble transacties mee te nemen. En het omvat ook leningcommissies en andere soorten kosten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aan de andere kant houdt het JKP geen rekening met bepaalde kosten, zoals: commissies voor vervroegde aflossing; notariskosten; bedragen die verschuldigd zijn wegens niet-naleving door de contractpartij (dat wil zeggen de uwe).<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1jYkug\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Alles over vastgoedbeleggingsfondsen\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/Tudo-sobre-Fundos-de-investimento-imobiliario.jpg\" alt=\"imagem com duas pessoas segurando uma chave de uma casa em m\u00e3os ao pesquisar tudo sobre fundos imobili\u00e1rios\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/fundos-investimento-imobiliario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Alles over vastgoedbeleggingsfondsen\">\n            Alles over vastgoedbeleggingsfondsen        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Wilt u alles weten over vastgoedbeleggingsfondsen? U bent dus op de juiste plaats. Ontdek vandaag nog hoe ze werken en wat de voordelen zijn als je erop gokt!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Het is een eenvoudige vergoeding die jaarlijks in rekening wordt gebracht voor financi\u00eble transacties. Met andere woorden, het wordt alleen gedefinieerd als de rente op elk type geldlening.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ondanks dat de lening jaarlijks wordt aangerekend, kan deze dus worden berekend op basis van het type lening: halfjaarlijks, jaarlijks of zelfs driemaandelijks.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bovendien is de belangrijkste definitie van de TAN dat er geen enkele vorm van extra belasting in zit, noch andere kredietkosten. Wees dus voorzichtig bij het vergelijken van leningen op basis van dit uitgangspunt!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-cuidados-com-a-diferenca-da-tan-e-taeg-ao-comparar-os-emprestimos\">Wees voorzichtig met het verschil in TAN en APR bij het vergelijken van leningen!<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom kan worden gezegd dat het grootste verschil tussen de TAN en de APR de extra kosten en kosten voor de rente op een bepaald type lening zijn. Houd er daarom rekening mee dat bij contracten de waarde van de TAN lager is dan de APR.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Met andere woorden, geef altijd prioriteit aan het vergelijken van de JKP! Dit komt omdat de TAN van een bank vaak zelfs lager kan zijn. Maar als u andere vergoedingen vergelijkt, kan het totale bedrag hoger uitvallen!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bij leensituaties met dezelfde looptijd, bedrag, modaliteit en aflossingsvoorwaarden zal dus het voorstel met het laagste JKP voor u het goedkoopste zijn!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-mais-plataforma-linha-valor\">Meer informatie: Linha Valor Platform<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nu u het verschil tussen TAN en APR beter begrijpt, bent u klaar om die ideale lening voor u te vinden? Bovendien zijn er platforms die u kunnen helpen het beste pad te vinden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom presenteren wij u Linha Valor, een digitaal marketingplatform dat werkt als zoek- en vergelijkingscentrum op internet. Op deze manier biedt de website u geconsolideerde kredietopties.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dit is een geweldige manier om van uw kredietschulden af te komen door erover te onderhandelen met andere instellingen! Dus als je meer wilt weten over hoe het platform werkt, kun je onze recensie bekijken!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ga naar de onderstaande link en verspil geen tijd om minder uit te geven aan de rente op uw uitstaande leningschulden!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1iFBhW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/conheca-plataforma-linha-valor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Linha Valor Platform: hoe werkt het?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/03\/2-7.jpg\" alt=\"M\u00e3o colocando moeda em monte\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/conheca-plataforma-linha-valor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Linha Valor Platform: hoe werkt het?\">\n            Linha Valor Platform: hoe werkt het?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Wilt u een geconsolideerd krediet verkrijgen? Weet dus dat het via Linha Valor mogelijk is om veilige en online opties te vinden die zijn geregistreerd door Banco de Portugal.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/conheca-plataforma-linha-valor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/nl\/conheca-plataforma-linha-valor\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain in the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Om de beste leningoptie te vinden, is het essentieel om het verschil tussen de TAN en de APR te begrijpen! Door alle details te achterhalen, krijgt u de goedkoopste leningaanbieding voor u!<\/p>","protected":false},"author":8,"featured_media":9466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9,8,58],"tags":[1936,1937,651],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qual a Diferen\u00e7a entre TAN e TAEG: desbloqueie os segredos dos empr\u00e9stimos! - Senhor Cart\u00e3o<\/title>\n<meta name=\"description\" content=\"Conhece a diferen\u00e7a entre TAN e TAEG? 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