{"id":7060,"date":"2022-12-15T23:00:00","date_gmt":"2022-12-15T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=7060"},"modified":"2022-12-13T01:06:15","modified_gmt":"2022-12-13T01:06:15","slug":"solicitar-credito-habitacao-jovens-novobanco","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/nl\/solicitar-credito-habitacao-jovens-novobanco\/","title":{"rendered":"Hoe vraag ik het Novobanco Woonkrediet voor Jongeren aan?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-credito-habitacao-para-jovens-novobanco-faca-sua-solicitacao-sem-sair-de-casa\">Novobanco Woonkrediet voor Jongeren: doe uw aanvraag zonder uw huis te verlaten.<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-2-1024x576.jpg\" alt=\"Logo Novobanco fundo azul\" class=\"w-full object-cover object-center border mx-auto wp-image-7124\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-2-1024x576.jpg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-2-300x169.jpg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-2-768x432.jpg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-2.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Maar hoe vraag ik tenslotte een krediet aan? Bron: Novobanco.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wilt u weten hoe u het Novobanco Woonkrediet voor Jongeren kunt aanvragen? Weet dus dat deze bank een unieke woonkredietmogelijkheid biedt voor jongeren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bovendien kan het verzoek worden ingediend via de website van Novobanco. Met andere woorden, u heeft alleen toegang tot de onderstaande link.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-U8RJA\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.novobanco.pt\/particulares\/credito-habitacao\/jovens\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-2.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Woningkrediet voor jongeren        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Novob\u00e1nco        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              onbeweeglijk            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              vrijstelling van vergoeding            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Vraag krediet aan om uw eigendom te kopen en geniet van voordelen zoals gespreide bonussen en vaste tarieven!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.novobanco.pt\/particulares\/credito-habitacao\/jovens\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Krediet aanvragen            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.novobanco.pt\/particulares\/credito-habitacao\/jovens\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Krediet aanvragen            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          You will be redirected to another website        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.novobanco.pt\/particulares\/credito-habitacao\/jovens\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-2.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Vraag krediet aan om uw eigendom te kopen en profiteer van de\u2026              <\/p>\n              <a href=\"https:\/\/www.novobanco.pt\/particulares\/credito-habitacao\/jovens\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Krediet aanvragen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will be redirected to another website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Het grootste verschil is de verlaging van de vergoedingen en de verspreiding via gezinsondersteuning. Dat betekent dat u met een hypotheek op de woning van uw ouders of die van een ander naast familielid een stap dichter bij het verwezenlijken van uw droom kunt komen.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Maar als u meer wilt weten over hoe u uw verzoek kunt indienen, kunt u verder lezen. Maak dus kennis met onze stapsgewijze handleiding en ontdek hoe u de dienst kunt inhuren.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-passo-a-passo-para-solicitar-o-credito-habitacao-para-jovens-novobanco\">Stap voor stap vraagt u het Novobanco Woonkrediet voor Jongeren aan<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"679\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/4-2-1024x679.jpg\" alt=\"Propaganda Novobanco\" class=\"w-full object-cover object-center border mx-auto wp-image-7127\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/4-2-1024x679.jpg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/4-2-300x199.jpg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/4-2-768x510.jpg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/4-2.jpg 1343w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Bekijk dus de stapsgewijze instructies om je aan te melden! Bron: Novobanco.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Helaas biedt Novobanco geen online simulatie voor Woonkrediet aan. U dient contact op te nemen met de bank zodat zij uw situatie kunnen analyseren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ga eerst naar de Novobanco-website. Ga dan naar \u2018woonkrediet\u2019. Ga dan naar \u2018bijzondere voorwaarden\u2019 en klik vervolgens op \u2018Jongeren tot 35 jaar\u2019.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Op deze manier wordt u doorgestuurd naar de kredietpagina. Maak dus van de gelegenheid gebruik om alle beschikbare informatie te controleren en zorg ervoor dat u over kredietlimieten beschikt. Klik vervolgens op \u201ccontact aanvragen\u201d, vul de gevraagde gegevens in.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom moet u uw naam, mobiele telefoonnummer, e-mailadres en NIF opgeven. Vervolgens moet u het gegevensbeschermingsbeleid lezen en ermee akkoord gaan. Bovendien hoeft u alleen maar op \u201cVerzenden\u201d te klikken en te wachten tot Novobanco contact met u opneemt!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-documentacao\">Documentatie<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ontdek bovendien enkele documenten die u nodig heeft om een woonlening bij Novobanco aan te vragen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Identiteitskaart;<\/li><li>IRS-aangifte;<\/li><li>Salarisontvangst;<\/li><li>Bewijs van huishoudelijke uitgaven<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-alternativa-recomendada-credito-habitacao-bpi\">Aanbevolen alternatief: BPI Housing Credit<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bent u op zoek naar een woninglening maar denkt u dat Novobanco niets voor u is?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Informeer dus naar andere mogelijkheden op de markt, zoals het BPI Woonkrediet. Zo heeft u tot 50 jaar de tijd om uw schuld af te betalen. Bovendien kunt u de deadlines en waarden aanpassen aan uw interesses.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Woonkrediet voor jongeren Novobanco<\/strong><\/td><td><strong>BPI-huisvestingskrediet<\/strong><\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Vast, gemengd of variabel<\/td><td>Vast, gemengd of variabel<\/td><\/tr><tr><td><strong>Betalingsdeadline<\/strong><\/td><td>Tussen 35 en 40 jaar oud<\/td><td>Tussen 30 en 50 jaar oud<\/td><\/tr><tr><td><strong>Goedkeuring<\/strong><\/td><td>Op verzoek<\/td><td>Onmiddellijk<\/td><\/tr><tr><td><strong>Voordelen&nbsp;<\/strong><\/td><td>Kies tussen gemengde, vaste of variabele tarieven; <br>Lagere spreiding; <br>Verlengde deadlines; <br>Vrijstelling van evaluatiecommissies, processtudies en formalisering.\u00a0<\/td><td>Het pand kopen, bouwen of renoveren; <br>Kies tussen gemengde, vaste of variabele tarieven; <br>Online simulatie; <br>Bepaal de deadlines en bedragen die u nodig heeft.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wil meer weten? Klik daarom op onderstaande link en ontdek hoe u de BPI-simulatie uitvoert en aanvraagt!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZbKAA5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/conheca-credito-habitacao-bpi\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"BPI Woonkrediet: om te kopen, bouwen of renoveren \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/Credito-Habitacao-BPI.png\" alt=\"Imagem de Propaganda do Cr\u00e9dito Habita\u00e7\u00e3o BPI\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/conheca-credito-habitacao-bpi\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"BPI Woonkrediet: om te kopen, bouwen of renoveren \">\n            BPI Woonkrediet: om te kopen, bouwen of renoveren         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            BPI Housing Credit is volledig aanpasbaar en u heeft tot 50 jaar de tijd om het af te betalen! Bovendien zijn de tarieven gemengd, vast of variabel. Ontdek er alles over!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/conheca-credito-habitacao-bpi\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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