{"id":6400,"date":"2022-11-20T23:00:00","date_gmt":"2022-11-20T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=6400"},"modified":"2022-11-17T14:10:50","modified_gmt":"2022-11-17T14:10:50","slug":"dicas-para-poupar-mais","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/nl\/dicas-para-poupar-mais\/","title":{"rendered":"10 tips om dagelijks meer te besparen"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-veja-dicas-de-acoes-simples-que-fazem-a-diferenca-na-hora-de-poupar-dinheiro\">Bekijk tips voor eenvoudige acties die het verschil maken bij het besparen van geld!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-1024x683.jpeg\" alt=\"Pilha de moedas com rel\u00f3gio ao fundo\" class=\"w-full object-cover object-center border mx-auto wp-image-6430\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/coins-currency-investment-insurance-128867-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Bekijk wat u kunt doen om meer geld te besparen! Bron: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Maar wat betekent sparen uiteindelijk? Sparen is onderdeel van een gedragsmethodiek. Met andere woorden: het houdt verband met het cre\u00ebren van een gewoonte. Daarom kan het essentieel zijn om enkele tips te kennen om dagelijks meer te besparen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Verder is het belangrijk om te zeggen dat sparen niet alleen gaat over het besparen van geld, maar ook over het verminderen van de kosten en het elimineren van verspilling! Omdat wij vaak geen onnodige kosten zien en niet handelen om verspilling te voorkomen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-C7H1c\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/como-gerenciar-despesas-escolares\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Hoe schoolkosten beheren? \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/Como-gerenciar-as-despesas-escolares.jpg\" alt=\"estudante com mochila nas costas e livros e cadernos na m\u00e3o\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/como-gerenciar-despesas-escolares\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Hoe schoolkosten beheren? \">\n            Hoe schoolkosten beheren?         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Terug naar school wordt geleverd met een reeks rekeningen die op uw budget kunnen drukken. Bekijk hoe je schoolkosten beheert en bekijk praktische tips!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/como-gerenciar-despesas-escolares\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/nl\/como-gerenciar-despesas-escolares\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/Como-gerenciar-as-despesas-escolares.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Hoe schoolkosten beheren?              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/nl\/como-gerenciar-despesas-escolares\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain in the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom hebben we voor u een lijst met 10 tips opgesteld, inclusief acties en nieuwe houdingen om overbodige uitgaven te besparen en een financi\u00eble reserve te cre\u00ebren!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-confira-10-dicas-para-poupar-mais-no-dia-a-dia\">Bekijk 10 tips om dagelijks meer te besparen!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-1024x683.jpeg\" alt=\"Porquinho olhando pilhas de moedas crescentes\" class=\"w-full object-cover object-center border mx-auto wp-image-6431\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/AdobeStock_164644623-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Maar hoe kun je tenslotte meer besparen?Bron: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voordat we bij de tips komen: het belangrijkste punt bij het sparen is om altijd te onthouden dat geen enkel bedrag te klein is. Sparen is een langetermijnactie, waarbij kleine bedragen moeten worden vermenigvuldigd. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In die zin wordt wat misschien een heel klein bedrag lijkt, in de loop van de tijd, samen met anderen, een bedrag van grote waarde.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Laten we dus eens kijken wat deze tips zijn en wat u kunt doen om te stoppen met zoveel geld uit te geven en te besparen?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-1-controle-seus-gastos\">1. Houd uw uitgaven onder controle<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De belangrijkste tip om te beginnen met sparen is weten waar je het aan uitgeeft. Schrijf dus alles op wat u koopt, voer alle benodigde informatie in, of het nu op een kaart stond, contant, welke datum en waarde. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Je zult verrast zijn om te zien hoeveel we uiteindelijk aan het einde van de dag uitgeven!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hieruit kunt u ontdekken wat overbodig is in uw dagelijks leven, wat u kunt besparen op uw uitgaven en geld kunt besparen!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-2-planeje-seus-gastos-e-pesquise\">2. Plan uw uitgaven en onderzoek<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wat het ook is, koop niet zonder planning! Weet wat u wilt kopen, hoeveel u wilt kopen en hoeveel u bereid bent te betalen! Hoe meer gepland, hoe kleiner de kans dat u uw geld verspilt.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Een ander voordeel van planning is dat u prijzen op verschillende plaatsen kunt onderzoeken en de laagste kosten kunt kiezen! Neem alles in overweging! Je kunt nooit teveel onderzoek en planning hebben.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-3-cuidado-com-saldos\">3. Wees voorzichtig met saldi<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-1024x683.webp\" alt=\"Rolo de dinheiro, calculadora e caderneta\" class=\"w-full object-cover object-center border mx-auto wp-image-6432\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-1024x683.webp 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-300x200.webp 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-768x512.webp 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-1536x1024.webp 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/11\/pexels-photo-4386341-2048x1365.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Let op de laagste prijzen! Bron: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dit is een tip die degenen die willen besparen altijd verrast. Op het eerste gezicht lijken uitverkoop en promoties misschien een goede gelegenheid om geld te besparen, toch? Maar dat is niet de waarheid!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vaak cre\u00ebren winkels een situatie van druk om te kopen, door te zeggen dat die prijs maar een paar dagen beschikbaar zal zijn. De belangrijkste vraag is echter: heb je dat product nodig?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Niet alles wat te koop is, is de moeite waard om te kopen. Koop daarom alleen wat je echt wilt of nodig hebt, rekening houdend met je bestedingsplanning.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-4-nao-coma-por-impulso\">4. Eet niet impulsief!<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eten is een van de plekken waar we het meest overbodig en zonder planning doorbrengen. Dus als u naar de markt gaat, neem dan uw lijstje mee, weet hoeveel u wilt uitgeven en overschrijd uw budget niet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Denk niet dat je minder moet eten! Je kunt blijven eten zoals je wilt, maar als je weet dat je elke dag iets zoets wilt eten, plan dan om dat voedsel van tevoren te kopen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Groothandelsaankopen zijn meestal veel waardevoller dan detailhandel! Overweeg daarnaast om lunchpakketten mee te nemen naar het werk en naar andere plaatsen waar het warm kan zijn. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ook al besteed je wat tijd aan koken, aan het eind van de maand voel je verlichting in je zak! Bovendien is het gezonder voor je lichaam.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-5-considere-itens-de-segunda-mao-ou-de-exposicao\">5. Denk aan tweedehands- of displayartikelen<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dit is een goede tip, zowel om dagelijks geld te besparen als om het milieu te helpen. Tweedehands voorwerpen zijn vaak in perfecte staat. Daarom is het de moeite waard om websites en winkels te bezoeken die gespecialiseerd zijn in deze niche.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Controleer echter wel de ruilmogelijkheden en of de prijzen echt goedkoper zijn. Veel plaatsen rekenen vergelijkbare prijzen voor nieuwe producten.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bovendien kunnen tentoongestelde voorwerpen goedkoper zijn, maar wel kleine beschadigingen vertonen. Bekijk het allemaal!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Qr1vi\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/escolha-cartoes-de-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Hoe creditcards kiezen? Weet hoe je goede alternatieven kunt vinden\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/como-escolher-cartoes-de-credito-2.jpg\" alt=\"pessoa segurando um cart\u00e3o de cr\u00e9dito na m\u00e3o enquanto mexe no computador\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/escolha-cartoes-de-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Hoe creditcards kiezen? Weet hoe je goede alternatieven kunt vinden\">\n            Hoe creditcards kiezen? Weet hoe je goede alternatieven kunt vinden        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Twijfelt u over hoe u kwaliteitscreditcards kiest? Bekijk dus zeker onze tips om jouw leven gemakkelijker te maken en goede alternatieven te vinden.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/escolha-cartoes-de-credito\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Weet hoe je goede alternatieven kunt vinden\u2026              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/nl\/escolha-cartoes-de-credito\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain in the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-6-pague-a-vista\">6. Betaal volledig<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Fysieke winkels bieden meestal kortingen voor degenen die contant betalen. Kaartautomaten rekenen doorgaans een percentage van de omzet. De winkel biedt u deze mogelijkheid echter niet. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daarom is het belangrijk om de gewoonte te ontwikkelen om de verkoper te vragen of er een mogelijkheid is voor korting op de waarde bij contante betaling.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-7-reunioes-em-casa\">7. Vergaderen thuis<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Maak er een gewoonte van om vrienden thuis te ontmoeten in plaats van in bars of andere horecagelegenheden. Het is veel goedkoper als je drankjes en eten op de markt koopt en dit onder iedereen deelt. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bovendien kun je wat muziek opzetten terwijl je chat en plezier hebt. Naast het besparen van geld is dit zelfs een goede tip voor een gezelliger en intiemer evenement voor die goede vrienden.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-8-peca-emprestado\">8. Lenen<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Het is geen schande om dingen te lenen. Soms hoeft u het product maar \u00e9\u00e9n dag te gebruiken, of het nu een kledingstuk of een voorwerp is. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Waarom geld uitgeven en het milieu en uw portemonnee schaden als u het eenvoudig bij iemand kunt ophalen en het vervolgens met grote zorg kunt retourneren? Daar zijn tenslotte vrienden voor, toch?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-9-de-olho-na-energia-eletrica\">9. Elektriciteit in de gaten houden<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ken je dat product dat de hele dag een beetje licht houdt? Er wordt dus een bepaalde hoeveelheid elektriciteit gebruikt. Het is misschien niet veel, maar zoals we in het begin al zeiden: sparen gaat niet om het bedrag.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Als u een elektronisch apparaat of apparaat niet gebruikt, koppel deze dan los en sluit deze weer aan wanneer u deze gaat gebruiken. Het is een simpele handeling en aan het eind van de maand voel je de impact.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-10-crie-um-objetivo-para-sua-economia\">10. Maak een doel voor uw spaargeld&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Om onze lijst af te sluiten: dit is een van de belangrijkste punten. Wanneer we iets willen, moeten we het met een bepaald doel willen. Wat is jouw? <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Het stellen van een doel helpt je enorm om er een gewoonte van te maken om dagelijks te sparen. Want elke keer dat u iets overbodigs uitgeeft, weet u weer waarom u spaart! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En onthoud: geen enkel doel is verkeerd! Wat telt is uw verlangen!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gaan we deze gewoonte in de praktijk brengen nu we een reeks tips en de meest fundamentele concepten over dagelijks sparen hebben gezien? Je portemonnee zal je op de lange termijn dankbaar zijn!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2mQUHL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/nl\/programa-de-pontos-unibanco\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Ontdek het Unibanco Puntenprogramma: verzamel en verdien cashback op aankopen \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/Programa-de-Pontos-Unibanco-1.jpg\" alt=\"pessoa segurando um cart\u00e3o de cr\u00e9dito em frente a um computador pesquisando sobre programa de pontos unibanco\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/nl\/programa-de-pontos-unibanco\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Ontdek het Unibanco Puntenprogramma: verzamel en verdien cashback op aankopen \">\n            Ontdek het Unibanco Puntenprogramma: verzamel en verdien cashback op aankopen         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Het Unibanco Puntenprogramma biedt klanten mogelijkheden om geld uit te geven en daarvoor beloningen te verdienen!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/nl\/programa-de-pontos-unibanco\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/nl\/programa-de-pontos-unibanco\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/09\/Programa-de-Pontos-Unibanco-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Ontdek het Unibanco Puntenprogramma: verzamel en verdien geld...              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/nl\/programa-de-pontos-unibanco\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain in the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Sparen is een gewoonte die ontwikkeld, aangemoedigd en onderhouden moet worden. Bekijk dus onze tips voor het dagelijks leven en bespaar zoveel mogelijk geld zodat jij jouw doelen kunt bereiken! <\/p>","protected":false},"author":8,"featured_media":6429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5,9,7],"tags":[1671,1012,56],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>10 dicas para poupar mais no dia a dia - Senhor Cart\u00e3o<\/title>\n<meta name=\"description\" content=\"Dentre as dicas para poupar mais est\u00e3o pagar a vista e pedir emprestado. 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