Gap Good Rewards Credit Card

Earn 5 points per dollar at Gap, Old Navy, Banana Republic, and Athleta (1 point = 1 cent back). Plus 1 point everywhere else. 20% off first purchase with the card.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 5% back across Gap, Old Navy, Banana Republic, Athleta ✓ 20% off first purchase ✓ 1% back everywhere else
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Gap Good Rewards Credit Card

cashback

Our Verdict

Strong value across the Gap family of brands — 5% back at four major retailers, not just one.

What it really costs

Annual fee No annual fee
APR Range 27.49% – 30.49%

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Who it's for

Shoppers who regularly buy from any Gap Inc. brand (Old Navy, Banana Republic, Athleta, Gap)

The good and the not so good

  • 5% back across Gap, Old Navy, Banana Republic, Athleta
  • 20% off first purchase
  • 1% back everywhere else
  • No annual fee
  • High APR
  • Points expire after 12 months of inactivity
  • Lower reward rate outside Gap brands
  • No sign-up bonus beyond the 20% off

See full review

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