Who it's for
Students with no credit who want a no-fee card
Petal 2 Student Visa Credit Card
Student card with alternative underwriting and no fees.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ No annual fee
✓ 1-1.5% rewards
✓ No foreign transaction fees
Petal 2 Student Visa Credit Card
Visa · student
Our Verdict Recommended
No annual fee, no foreign transaction fees, no late fees on first occurrence. The alternative underwriting helps students without credit history.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 18.24% – 31.99% |
| Rewards | 1.5% |
| Minimum credit score | 300 |
You'll be redirected to petalcard.com
The good and the not so good
- No annual fee
- 1-1.5% rewards
- No foreign transaction fees
- Alternative underwriting
- Variable APR range
- Limited acceptance at some merchants
You'll be redirected to petalcard.com
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