Petal 2 Student Visa Credit Card

Student card with alternative underwriting and no fees.

Last checked on September 1, 2026. We may earn a commission when you click through.

✓ No annual fee ✓ 1-1.5% rewards ✓ No foreign transaction fees

Petal 2 Student Visa Credit Card

Visa · student

Our Verdict Recommended

No annual fee, no foreign transaction fees, no late fees on first occurrence. The alternative underwriting helps students without credit history.

What it really costs

Annual fee	No annual fee
APR Range	18.24% – 31.99%
Rewards	1.5%
Minimum credit score	300

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Who it's for

Students with no credit who want a no-fee card

The good and the not so good

No annual fee
1-1.5% rewards
No foreign transaction fees
Alternative underwriting

Variable APR range
Limited acceptance at some merchants

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