Who it's for
Regular shoppers at T.J. Maxx, Marshalls, HomeGoods, or Sierra
TJX Rewards Credit Card
The TJX Rewards card earns 5% back at T.J. Maxx, Marshalls, HomeGoods, Sierra, and Homesense. Rewards come as certificates usable at any TJX store. No annual fee.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ 5% back at all TJX stores
✓ Covers T.J. Maxx, Marshalls, HomeGoods, Sierra, Homesense
✓ No annual fee
TJX Rewards Credit Card
cashback
Our Verdict
A solid store card for off-price shoppers, covering five TJX brands with 5% back and no annual fee.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 28.99% – 32.99% |
You'll be redirected to tjx.syf.com
The good and the not so good
- 5% back at all TJX stores
- Covers T.J. Maxx, Marshalls, HomeGoods, Sierra, Homesense
- No annual fee
- Exclusive cardholder events
- Only usable at TJX stores
- High APR range
- Rewards as certificates, not cash
- No rewards outside TJX ecosystem
You'll be redirected to tjx.syf.com
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