Who it's for
Regular shoppers at T.J. Maxx, Marshalls, HomeGoods, or Sierra
TJX Rewards Credit Card
The TJX Rewards card earns 5% back at T.J. Maxx, Marshalls, HomeGoods, Sierra, and Homesense. Rewards come as certificates usable at any TJX store. No annual fee.
Last checked on September 1, 2026. We may earn a commission when you click through.
Advertisement
✓ 5% back at all TJX stores
✓ Covers T.J. Maxx, Marshalls, HomeGoods, Sierra, Homesense
✓ No annual fee
TJX Rewards Credit Card
cashback
Our Verdict
A solid store card for off-price shoppers, covering five TJX brands with 5% back and no annual fee.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 28.99% – 32.99% |
You'll be redirected to tjx.syf.com
The good and the not so good
- 5% back at all TJX stores
- Covers T.J. Maxx, Marshalls, HomeGoods, Sierra, Homesense
- No annual fee
- Exclusive cardholder events
- Only usable at TJX stores
- High APR range
- Rewards as certificates, not cash
- No rewards outside TJX ecosystem
You'll be redirected to tjx.syf.com
You might also like
T
The Platinum Card® from American Express
Annual fee: $695
C
Capital One Venture Rewards Credit Card
Annual fee: $95
C
Chase Ink Business Cash® Credit Card
No annual fee
U
U.S. Bank Cash+® Visa Signature® Card
No annual fee
C
Capital One Venture X Rewards Credit Card
Annual fee: $395
C
Capital One SavorOne Student Cash Rewards
No annual fee
The Platinum Card® from American Express
Annual fee: $695
C
Capital One Venture Rewards Credit Card
Annual fee: $95
C
Chase Ink Business Cash® Credit Card
No annual fee
U
U.S. Bank Cash+® Visa Signature® Card
No annual fee
C
Capital One Venture X Rewards Credit Card
Annual fee: $395
C
Capital One SavorOne Student Cash Rewards
No annual fee
Who it's for: Ideal for frequent travelers who can maximize rewards and benefits, particularly those who value luxury travel experiences.
- Annual fee $695
- Rewards —
- APR 21.99%
Who it's for: This card is best for travelers looking to maximize rewards on purchases, especially those who frequently book through Capital One Travel.
- Annual fee $95
- Rewards —
- APR 19.99%
Who it's for: This card is ideal for small business owners looking to maximize cash back on everyday expenses, especially in office supply and telecommunications.
- Annual fee No annual fee
- Rewards 5%
- APR 18.49%
Who it's for: This card is ideal for individuals who can maximize rewards in specific spending categories and want no annual fee.
- Annual fee No annual fee
- Rewards —
- APR 19.49%
Who it's for: This card is best for frequent travelers looking to maximize rewards on travel-related purchases and enjoy premium travel perks.
- Annual fee $395
- Rewards 10%
- APR 19.49%
Who it's for: Best for students who frequently dine out or enjoy entertainment options, as well as those looking to build credit without an annual fee.
- Annual fee No annual fee
- Rewards 3%
- APR 18.49%