Standard Chartered Visa Platinum Credit Card

The Standard Chartered Visa Platinum card offers 5% cashback on fuel and dining, along with a robust rewards programme and attractive merchant discounts.

Last checked on June 11, 2026. We may earn a commission when you click through.

✓ 5% cashback on fuel and dining ✓ 360° Rewards programme ✓ Up to 15% discounts at select merchants

Standard Chartered Visa Platinum Credit Card

Visa · cashback

Our Verdict

This card is great for frequent fuel and dining spenders but comes with a high annual fee.

What it really costs

Annual feeKES 7,000 per year; supplementary card KES 2,000	$7k
APR Range	36% – 36%
Rewards5% cashback on fuel and dining, 1.5 reward points per KES 100 on all other purchases via 360° Rewards	5%

See full review

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Who it's for

This card is best suited for individuals who regularly spend on fuel and dining, maximizing cashback benefits.

Watch out

Be mindful of the high annual fee and APR when considering this card.

The good and the not so good

5% cashback on fuel and dining
360° Rewards programme
Up to 15% discounts at select merchants
Supplementary cards available
No foreign transaction fees

High annual fee of KES 7,000
36% APR may be steep for some
Limited cashback categories
Requires good credit for approval
Supplementary card fee of KES 2,000

In-Depth Review

The Standard Chartered Visa Platinum Credit Card is tailored for those who enjoy dining out and driving, offering **5% cashback** in these categories. However, this benefit comes with a significant **annual fee of KES 7,000**, which could deter casual users. With a **360° Rewards programme**, cardholders earn **1.5 reward points** per KES 100 spent on other purchases, but the limited cashback options make it less appealing for varied spending habits. Approval for this card typically requires a good credit score, which might exclude those with less established credit histories. the **36% APR** can lead to high interest charges if balances aren't paid in full each month. In terms of customer feedback, users appreciate the cashback on fuel and dining but express concerns about the annual fee. The card is consistent spenders in these areas but may not provide the best value for those who don’t. For more information, visit the official page at [Standard Chartered](https://www.sc.com/ke/credit-cards/visa-platinum-cashback/).