Chase Freedom Rise

Earn 1.5% cash back on every purchase with no annual fee, plus 3% on dining for 6 months and 6 months free DashPass.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 1.5% cash back on all purchases ✓ 3% cash back on dining for the first 6 months ✓ No annual fee
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Chase Freedom Rise

Visa

Our Verdict Recommended

A strong credit-building card from Chase with a flat 1.5% cash back rate. The 3% introductory dining rate and free DashPass subscription add value for college students. Having a Chase relationship also opens the door to better Chase cards later.

What it really costs

Annual fee No annual fee
APR Range 20.49% – 29.24%
Rewards1.5% cash back on all purchases, 3% on dining for the first 6 months 3%

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Who it's for

Students who want to start a relationship with Chase and build toward premium Chase cards like the Freedom Flex or Sapphire lineup.

The good and the not so good

  • 1.5% cash back on all purchases
  • 3% cash back on dining for the first 6 months
  • No annual fee
  • 6 months free DashPass for DoorDash
  • Builds toward Chase credit card upgrade path
  • No traditional sign-up bonus
  • APR range starts higher than some competitors at 20.49%
  • Requires some banking relationship with Chase for best approval odds

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