Delta SkyMiles Gold American Express Card

Earn 2X miles on Delta purchases, restaurants, and U.S. supermarkets. First checked bag free on Delta flights. No foreign transaction fees.

Last checked on June 13, 2026. We may earn a commission when you click through.

✓ Earn 2X miles on Delta purchases, restaurants, and U.S. supermarkets ✓ First checked bag free on Delta flights ✓ No foreign transaction fees

Delta SkyMiles Gold American Express Card

Amex · cashback

Our Verdict

The Delta SkyMiles Gold American Express Card offers solid rewards for Delta travelers, but the annual fee may not be justifiable for occasional flyers.

What it really costs

Annual fee	$150
APR Range	21.49% – 29.99%

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Who it's for

Best for those who frequently fly Delta and dine out often, as the rewards structure favors these spending categories.

Watch out

The high annual fee and variable APR can be a downside for infrequent travelers or those who carry a balance.

The good and the not so good

Earn 2X miles on Delta purchases, restaurants, and U.S. supermarkets
First checked bag free on Delta flights
No foreign transaction fees
10,000 bonus miles after spending $1,000 in the first 6 months

Annual fee of $150
Variable APR of 21.49%-30.49%
Requires good to excellent credit (670+)
Limited value if not a frequent Delta traveler

In-Depth Review

The Delta SkyMiles Gold American Express Card is tailored for loyal Delta Airlines customers, providing rewards that cater specifically to their needs. With 2X miles on Delta purchases, restaurants, and U.S. supermarkets, cardholders can accumulate miles quickly, especially if they frequently dine out or shop at grocery stores. Additionally, the first checked bag free benefit can significantly enhance the travel experience for families or those who often check luggage, potentially saving $60 or more per round trip. However, the $150 annual fee may deter occasional travelers who might not fully utilize the card’s benefits. The variable APR of 21.49%-30.49% is also a consideration for those who may carry a balance. Compared to other travel cards, such as the Chase Sapphire Preferred, which offers broader rewards categories and a lower annual fee, the Delta Gold card is less appealing for non-Delta travelers. Overall, while it excels for frequent Delta fliers, its value diminishes for those who fly less often or prefer other airlines.

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