Capital One Savor Student

Earn 3% cash back on dining, groceries, entertainment, and streaming with no annual fee — designed for college students building credit.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 3% cash back on dining, groceries, entertainment, and streaming ✓ $100 sign-up bonus for new cardmembers ✓ No annual fee
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Capital One Savor Student

Mastercard · cashback

Our Verdict Recommended

One of the best student cards available. The 3% cash back on dining, groceries, and entertainment is generous for a student card with no credit history requirement. The $100 sign-up bonus is a nice perk for a student-tier product.

What it really costs

Annual fee No annual fee
APR Range 18.49% – 28.49%
Rewards3% cash back on dining, grocery stores, and entertainment, 1% on all other purchases 3%

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Who it's for

College students who spend frequently on dining, groceries, and entertainment and want to build credit with a rewarding no-fee card.

The good and the not so good

  • 3% cash back on dining, groceries, entertainment, and streaming
  • $100 sign-up bonus for new cardmembers
  • No annual fee
  • No foreign transaction fees
  • No credit history required to apply
  • 1% cash back on non-bonus categories is below average
  • Variable APR can be as high as 28.49%

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