Navy Federal nRewards Secured Credit Card

Secured card with rewards from Navy Federal.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Rewards on purchases ✓ No annual fee ✓ Very low APR
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Navy Federal nRewards Secured Credit Card

Visa

Our Verdict Recommended

Rare secured card that offers rewards. Low APR plus no annual fee makes it one of the best secured cards available.

What it really costs

Annual fee No annual fee
APR Range 15.65% – 18%
Minimum credit score 300

See full review

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Who it's for

Military members building credit who want rewards

The good and the not so good

  • Rewards on purchases
  • No annual fee
  • Very low APR
  • No balance transfer fee
  • Navy Federal membership required
  • Military-connected only

See full review

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