Who it's for
Costco members who spend heavily on gas, restaurants, and travel
Costco Anywhere Visa Card by Citi
A co-branded Visa card usable everywhere, offering 4% back on gas (up to $7,000/yr), 3% on restaurants and travel, 2% at Costco, and 1% elsewhere. Requires active Costco membership.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ 4% back on gas (up to $7,000/yr)
✓ 3% on restaurants and travel
✓ 2% at Costco
Costco Anywhere Visa Card by Citi
visa · cashback
Our Verdict Recommended
One of the best no-annual-fee cards for gas rewards, plus solid restaurant/travel rates — but requires a paid Costco membership.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 20.49% – 29.49% |
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The good and the not so good
- 4% back on gas (up to $7,000/yr)
- 3% on restaurants and travel
- 2% at Costco
- No annual fee beyond membership
- Usable everywhere on Visa
- Requires Costco membership ($65-130/yr)
- Rewards paid as annual certificate
- No sign-up bonus
- Rewards only redeemable at Costco
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Who it's for: Best for frequent Costco shoppers who value high cash back rewards on gas and dining expenses.
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- Rewards 4%
- APR 20.49%