Costco Anywhere Visa Card by Citi

A co-branded Visa card usable everywhere, offering 4% back on gas (up to $7,000/yr), 3% on restaurants and travel, 2% at Costco, and 1% elsewhere. Requires active Costco membership.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 4% back on gas (up to $7,000/yr) ✓ 3% on restaurants and travel ✓ 2% at Costco
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Costco Anywhere Visa Card by Citi

visa · cashback

Our Verdict Recommended

One of the best no-annual-fee cards for gas rewards, plus solid restaurant/travel rates — but requires a paid Costco membership.

What it really costs

Annual fee No annual fee
APR Range 20.49% – 29.49%

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Who it's for

Costco members who spend heavily on gas, restaurants, and travel

The good and the not so good

  • 4% back on gas (up to $7,000/yr)
  • 3% on restaurants and travel
  • 2% at Costco
  • No annual fee beyond membership
  • Usable everywhere on Visa
  • Requires Costco membership ($65-130/yr)
  • Rewards paid as annual certificate
  • No sign-up bonus
  • Rewards only redeemable at Costco

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