Who it's for
International students building US credit
Deserve EDU Student Mastercard
Student card for international students, no SSN required.
Last checked on September 1, 2026. We may earn a commission when you click through.
Advertisement
✓ No SSN required
✓ No annual fee
✓ 1% rewards on purchases
Deserve EDU Student Mastercard
Mastercard · student
Our Verdict Recommended
One of the few cards that accepts international students without SSN. Rewards are modest but accessibility is the draw.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 18.74% – 27.74% |
| Rewards | 1% |
| Minimum credit score | 300 |
You'll be redirected to deserve.com
The good and the not so good
- No SSN required
- No annual fee
- 1% rewards on purchases
- Modest rewards
- Limited perks
You'll be redirected to deserve.com
You might also like
C
Citi Diamond Preferred Card
No annual fee
S
Southwest Rapid Rewards® Plus Credit Card
Annual fee: $69
T
Tomo Student Credit Card
No annual fee
C
Capital One SavorOne Student Rewards Credit Card
No annual fee
W
Wells Fargo Reflect Card
No annual fee
B
Bank of America® Customized Cash Rewards Card
No annual fee
Citi Diamond Preferred Card
No annual fee
S
Southwest Rapid Rewards® Plus Credit Card
Annual fee: $69
T
Wells Fargo Reflect Card
No annual fee
B
Bank of America® Customized Cash Rewards Card
No annual fee
Citi Diamond Preferred Card
MastercardWho it's for: Best for consumers looking to consolidate debt without immediate interest charges.
- Annual fee No annual fee
- Rewards —
- APR 17.74%
Who it's for: Frequent Southwest travelers with good credit who prefer to earn rewards on airline purchases.
- Annual fee $69
- Rewards —
- APR 22.99%
Tomo Student Credit Card
MastercardWho it's for: Students with no credit wanting guaranteed approval
- Annual fee No annual fee
- Rewards —
Who it's for: Students who frequently dine out or pay for streaming
- Annual fee No annual fee
- Rewards 3%
- APR 19.99%
Who it's for: This card is best for individuals looking to transfer balances and pay down debt without accruing interest for an extended period.
- Annual fee No annual fee
- Rewards —
- APR 18.24%
Who it's for: Best for consumers who want to maximize their cash back rewards in specific spending categories and prefer no annual fees.
- Annual fee No annual fee
- Rewards —
- APR 18.74%