Scotiabank Secured Visa Credit Card

Secured card from Big Five bank for newcomers and credit builders.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Big Five bank ✓ Path to unsecured Scotiabank cards ✓ Newcomer-friendly
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Scotiabank Secured Visa Credit Card

Visa

Our Verdict Recommended

A secured card from one of Canada's Big Five banks. The big-bank backing means easy graduation to unsecured cards.

What it really costs

Annual fee No annual fee
APR Range 19.99% – 22.99%
Minimum credit score 300

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Who it's for

Canadian newcomers wanting to start with a major bank

The good and the not so good

  • Big Five bank
  • Path to unsecured Scotiabank cards
  • Newcomer-friendly
  • $500 minimum deposit
  • No rewards

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