Who it's for
Ideal for online shoppers looking for a no-fee card with decent rewards.
Krungthai NEXT Credit Card
This digital-first credit card from Krungthai Bank offers 1.5x rewards on online spending, with no annual fee in the first year.
Last checked on June 13, 2026. We may earn a commission when you click through.
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✓ 1.5x rewards on online purchases
✓ No annual fee for the first year
✓ Waived annual fee with spending
Krungthai NEXT Credit Card
Visa
Our Verdict
The Krungthai NEXT Credit Card is a solid choice for those who prefer online shopping and want to avoid annual fees.
What it really costs
| Annual feeFree first year, waived with spend | No annual fee |
|---|---|
| APR Range | 16% – 16% |
| Rewards1.5x online, 1x general | 1.5% |
You'll be redirected to krungthai.com
Watch out
The 1.5x reward rate is only applicable to online transactions, limiting benefits for other purchases.
The good and the not so good
- 1.5x rewards on online purchases
- No annual fee for the first year
- Waived annual fee with spending
- Visa card network acceptance
- Low fixed APR at 16%
- Rewards capped at 1.5x
- Limited to online and general spending categories
- No introductory bonuses or offers
- Less suitable for heavy spenders
- Customer service may lag behind private banks
In-Depth Review
The Krungthai NEXT Credit Card focuses on digital transactions, appealing to tech-savvy consumers. With **1.5x rewards** on online purchases, it caters specifically to those who shop frequently online. The low **annual fee of 0 THB** for the first year is attractive, especially for new users. However, the card does not offer bonuses or benefits for other spending categories, making it less versatile.
Approval for this card may be easier compared to others, but users should note that it is **not ideal** for those who spend beyond online shopping. The **fixed APR of 16%** is reasonable, yet users should be cautious about carrying balances, as it does not include any grace period on rewards. Customer service experiences may vary, and users have reported slower response times than with private banks.
In summary, this card is best suited for light spenders who prioritize internet shopping, but those seeking broader rewards would do better with alternatives like the Citibank Rewards Card, which offers more flexibility.
You'll be redirected to krungthai.com
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