Who it's for
People wanting a no-fee secured card outside major banks
Amalgamated Bank Secured Visa Credit Card
No-fee secured card from Amalgamated Bank.
Last checked on September 1, 2026. We may earn a commission when you click through.
Advertisement
✓ No annual fee
✓ Reasonable APR for secured card
✓ Reports to bureaus
Amalgamated Bank Secured Visa Credit Card
Visa
Our Verdict Recommended
A no-annual-fee secured card with reasonable APR. Lesser-known but solid option.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 18.99% – 24.99% |
| Minimum credit score | 300 |
You'll be redirected to amalgamatedbank.com
The good and the not so good
- No annual fee
- Reasonable APR for secured card
- Reports to bureaus
- Lesser-known bank
- Limited branch network
You'll be redirected to amalgamatedbank.com
You might also like
C
Capital One SavorOne Student Cash Rewards
No annual fee
A
American Express Blue Business Cash™ Card
No annual fee
C
Citi Diamond Preferred Card
No annual fee
N
Navy Federal nRewards Secured Credit Card
No annual fee
D
Discover it® Student Cash Back
No annual fee
D
Discover it® Secured Credit Card
No annual fee
Capital One SavorOne Student Cash Rewards
No annual fee
A
American Express Blue Business Cash™ Card
No annual fee
C
Citi Diamond Preferred Card
No annual fee
N
Discover it® Student Cash Back
No annual fee
D
Discover it® Secured Credit Card
No annual fee
Who it's for: Best for students who frequently dine out or enjoy entertainment options, as well as those looking to build credit without an annual fee.
- Annual fee No annual fee
- Rewards 3%
- APR 18.49%
Who it's for: This card is best for small business owners looking for a straightforward rewards program without an annual fee.
- Annual fee No annual fee
- Rewards —
- APR 18.49%
Citi Diamond Preferred Card
MastercardWho it's for: Best for consumers looking to consolidate debt without immediate interest charges.
- Annual fee No annual fee
- Rewards —
- APR 17.74%
Who it's for: Military members building credit who want rewards
- Annual fee No annual fee
- Rewards —
- APR 15.65%
Discover it® Student Cash Back
DiscoverWho it's for: This card is best for college students looking to maximize cash back rewards on everyday purchases while maintaining a budget-friendly credit option.
- Annual fee No annual fee
- Rewards —
- APR 18.24%
Discover it® Secured Credit Card
DiscoverWho it's for: This card is best for individuals looking to establish or improve their credit score while earning cash back on daily expenses.
- Annual fee No annual fee
- Rewards —
- APR 28.24%