Who it's for
TD Bank customers building credit
TD Secured Credit Card
Secured card from TD Bank for building credit.
Last checked on September 1, 2026. We may earn a commission when you click through.
Visa
Our Verdict
Another Big Five secured card option. TD's extensive branch network is a plus for in-person banking.
| Annual fee | No annual fee |
|---|---|
| APR Range | 19.99% – 22.99% |
| Minimum credit score | 300 |
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TD Bank customers building credit
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RBC Avion Visa Infinite
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CIBC Dividend Visa Card for Students
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Capital One Guaranteed Mastercard
Annual fee: CA$59
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Who it's for: Best for those who travel frequently and can leverage the rewards for flights and upgrades.
Who it's for: Best for students wanting to earn cashback on everyday grocery purchases without incurring fees.
Who it's for: This card is best for individuals with no credit history or those looking to improve their credit score.
Who it's for: Canadians looking for the lowest barrier to entry for a secured card that also earns rewards.
Who it's for: Budget-conscious Canadians who want a simple, fee-free secured card focused purely on credit building.
Who it's for: Newcomers wanting to build credit with a major Canadian bank