Chase Freedom Unlimited

Earn 1.5% cash back on all purchases, 5% on travel through Chase, 3% on dining and drugstores, with a 15-month 0% intro APR.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 15 months 0% intro APR on purchases ✓ 5% on Chase Travel, 3% on dining and drugstores, 1.5% on everything else ✓ Points transferable to travel partners with Sapphire pairing
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Chase Freedom Unlimited

Visa · cashback

Our Verdict Recommended

The Chase Freedom Unlimited is a top-tier all-around card. It combines a solid 0% intro period with generous ongoing rewards across multiple categories. Points can be transferred to travel partners if paired with a Chase Sapphire card.

What it really costs

Annual fee No annual fee
APR Range 20.49% – 29.24%
Rewards1.5% 1.5%
Minimum credit score 670

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Who it's for

People who want strong everyday rewards alongside a 0% intro period, especially in the Chase ecosystem

The good and the not so good

  • 15 months 0% intro APR on purchases
  • 5% on Chase Travel, 3% on dining and drugstores, 1.5% on everything else
  • Points transferable to travel partners with Sapphire pairing
  • No annual fee
  • 3% foreign transaction fee
  • Full rewards potential requires pairing with Chase Sapphire
  • Regular APR on the higher side

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