USAA Rate Advantage Platinum Visa Low Interest Card

Low interest card for USAA military members.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Very low ongoing APR ✓ No annual fee ✓ USAA member benefits
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USAA Rate Advantage Platinum Visa Low Interest Card

Visa

Our Verdict

Excellent low ongoing APR for USAA members. One of the lowest variable rates available.

What it really costs

Annual fee No annual fee
APR Range 12.15% – 25.15%
Minimum credit score 670

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Who it's for

Military members and families wanting low ongoing interest

The good and the not so good

  • Very low ongoing APR
  • No annual fee
  • USAA member benefits
  • USAA membership required (military)
  • No rewards
  • Limited availability

See full review

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