Who it's for
Military members and families wanting low ongoing interest
USAA Rate Advantage Platinum Visa Low Interest Card
Low interest card for USAA military members.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ Very low ongoing APR
✓ No annual fee
✓ USAA member benefits
USAA Rate Advantage Platinum Visa Low Interest Card
Visa
Our Verdict
Excellent low ongoing APR for USAA members. One of the lowest variable rates available.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 12.15% – 25.15% |
| Minimum credit score | 670 |
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The good and the not so good
- Very low ongoing APR
- No annual fee
- USAA member benefits
- USAA membership required (military)
- No rewards
- Limited availability
You'll be redirected to usaa.com
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