Who it's for
People who want simplicity — one flat rate on everything, no tracking categories, plus a 0% intro period
Capital One Quicksilver Cash Rewards Credit Card
Earn unlimited 1.5% cash back on every purchase with a 15-month 0% intro APR period and no annual fee.
Last checked on September 1, 2026. We may earn a commission when you click through.
Visa · cashback
Our Verdict Recommended
The Quicksilver is the card for people who do not want to think about bonus categories. A flat 1.5% on everything, no annual fee, and a 0% intro period make it a solid all-around choice.
| Annual fee | No annual fee |
|---|---|
| APR Range | 19.99% – 29.99% |
| Rewards1.5% cash back | 1.5% |
| Minimum credit score | 670 |
You'll be redirected to capitalone.com
People who want simplicity — one flat rate on everything, no tracking categories, plus a 0% intro period
You'll be redirected to capitalone.com
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Who it's for: Best for individuals looking for a no-annual-fee card that adapts to their spending patterns. Ideal for those who frequently spend in specific categories.
Who it's for: People who want the highest possible flat-rate cash back combined with a 0% intro APR period
Who it's for: This card is best for small business owners looking for a straightforward rewards program without an annual fee.