Who it's for
Ideal for frequent travelers and diners who can benefit from the card's specific rewards categories.
Banco Popular Visa Platinum
This premium Visa card from Puerto Rico's largest bank offers travel rewards and dining benefits, making it ideal for frequent travelers.
Last checked on June 28, 2026. We may earn a commission when you click through.
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✓ Earn 2 PREMIA points per dollar on travel
✓ Welcome bonus of $100 after spending $1,000 in 3 months
✓ No foreign transaction fees
Banco Popular Visa Platinum
Visa
Our Verdict
The Banco Popular Visa Platinum is a solid choice for those who travel often and want to earn rewards on their expenses.
What it really costs
| Annual fee | $75 |
|---|---|
| APR Range | 16.74% – 24.74% |
| Rewards2 PREMIA pts/$1 travel, 1.5 dining, 1 all | 2% |
| Welcome bonus$100 after $1,000 in 3 months | $100 |
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Watch out
The annual fee may offset rewards for casual users, and the higher APR could be detrimental if balances are carried.
The good and the not so good
- Earn 2 PREMIA points per dollar on travel
- Welcome bonus of $100 after spending $1,000 in 3 months
- No foreign transaction fees
- Access to exclusive travel benefits
- Flexible rewards for dining and other purchases
- Annual fee of $75
- Higher APR range from 16.74% to 24.74%
- Significant spend required for bonus
- Limited rewards outside travel and dining
- Approval may be difficult for lower credit scores
In-Depth Review
This card offers an attractive rewards structure, particularly for travelers, with *2 PREMIA points per dollar spent on travel*. The *$100 sign-up bonus* after meeting the $1,000 spending requirement is a nice perk. However, the $75 annual fee could diminish the value for those who don't maximize rewards.
The APR can be quite steep, ranging from *16.74% to 24.74%*, which may deter potential cardholders who might carry a balance. Users should also note that while dining rewards are decent, they fall short compared to some competing cards that offer broader categories.
Customer service reviews for Banco Popular are generally positive, but some users report challenges with the mobile app's functionality. Overall, this card is beneficial for dedicated travelers but may not suit those looking for a more versatile rewards program. More information can be found on the [Banco Popular website](https://www.popularenlinea.com/personas/Paginas/Tarjetas-de-Credito/Tarjetas-Visa.aspx).
What cardholders say
Cardholders appreciate the travel rewards but express concerns about the annual fee and high APR.
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