Who it's for
People with fair credit scores who want an unsecured credit card without tying up money in a security deposit.
Avant Credit Card
An unsecured Mastercard for fair credit with no security deposit, no annual fee, and the ability to pre-qualify without affecting your credit score.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ No security deposit required
✓ No annual fee
✓ Pre-qualify without credit impact
Avant Credit Card
Mastercard
Our Verdict Recommended
Avant offers an unsecured card to people with fair credit who may not qualify for mainstream cards. No deposit is required, which is a significant advantage over secured cards. The card reports to all three bureaus, making it a legitimate credit-building tool.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 28.99% – 34.99% |
| Minimum credit score | 550 |
You'll be redirected to avant.com
The good and the not so good
- No security deposit required
- No annual fee
- Pre-qualify without credit impact
- Reports to all three major credit bureaus
- Higher APR range of 28.99%-34.99%
- No rewards program
- Lower credit limits compared to good-credit cards
You'll be redirected to avant.com
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