Discover it Student Chrome

Earn 2% cash back at gas stations and restaurants on up to $1,000 per quarter, 1% on everything else, with Cashback Match doubling your rewards the first year.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 2% cash back at gas stations and restaurants ✓ Cashback Match doubles all rewards earned in the first year ✓ No annual fee
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Discover it Student Chrome

Discover · student

Our Verdict Recommended

A solid student card with consistent 2% back on gas and restaurants — categories students actually use. The real standout is Cashback Match, which effectively doubles all your rewards in year one. No credit score required to apply.

What it really costs

Annual fee No annual fee
APR Range 18.24% – 27.24%
Rewards2% cash back at gas stations and restaurants on up to $1,000 per quarter, 1% on all other purchases 2%

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Who it's for

Students who regularly buy gas and eat out, especially in the first year when Cashback Match effectively gives you 4% back on those categories.

The good and the not so good

  • 2% cash back at gas stations and restaurants
  • Cashback Match doubles all rewards earned in the first year
  • No annual fee
  • No credit score required to apply
  • Free FICO score on monthly statements
  • 2% cash back is capped at $1,000 in combined gas/restaurant spending per quarter
  • Discover network is less widely accepted internationally than Visa or Mastercard

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