Who it's for
Students who regularly buy gas and eat out, especially in the first year when Cashback Match effectively gives you 4% back on those categories.
Discover it Student Chrome
Earn 2% cash back at gas stations and restaurants on up to $1,000 per quarter, 1% on everything else, with Cashback Match doubling your rewards the first year.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ 2% cash back at gas stations and restaurants
✓ Cashback Match doubles all rewards earned in the first year
✓ No annual fee
Discover it Student Chrome
Discover · student
Our Verdict Recommended
A solid student card with consistent 2% back on gas and restaurants — categories students actually use. The real standout is Cashback Match, which effectively doubles all your rewards in year one. No credit score required to apply.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 18.24% – 27.24% |
| Rewards2% cash back at gas stations and restaurants on up to $1,000 per quarter, 1% on all other purchases | 2% |
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The good and the not so good
- 2% cash back at gas stations and restaurants
- Cashback Match doubles all rewards earned in the first year
- No annual fee
- No credit score required to apply
- Free FICO score on monthly statements
- 2% cash back is capped at $1,000 in combined gas/restaurant spending per quarter
- Discover network is less widely accepted internationally than Visa or Mastercard
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