Who it's for
Newcomers wanting to build credit with a major Canadian bank
CIBC Secured Visa Card
Secured card from Big Five bank CIBC.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ Big Five bank
✓ Path to unsecured CIBC cards
✓ Lower minimum deposit ($300)
CIBC Secured Visa Card
Visa
Our Verdict Recommended
Big Five bank secured card with a clear path to unsecured products. Annual fee is the trade-off for the CIBC relationship.
What it really costs
| Annual fee | CA$35 |
|---|---|
| APR Range | 19.99% – 21.99% |
| Minimum credit score | 300 |
You'll be redirected to cibc.com
The good and the not so good
- Big Five bank
- Path to unsecured CIBC cards
- Lower minimum deposit ($300)
- $35 annual fee
- No rewards
You'll be redirected to cibc.com
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