CIBC Secured Visa Card

Secured card from Big Five bank CIBC.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Big Five bank ✓ Path to unsecured CIBC cards ✓ Lower minimum deposit ($300)
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CIBC Secured Visa Card

Visa

Our Verdict Recommended

Big Five bank secured card with a clear path to unsecured products. Annual fee is the trade-off for the CIBC relationship.

What it really costs

Annual fee CA$35
APR Range 19.99% – 21.99%
Minimum credit score 300

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Who it's for

Newcomers wanting to build credit with a major Canadian bank

The good and the not so good

  • Big Five bank
  • Path to unsecured CIBC cards
  • Lower minimum deposit ($300)
  • $35 annual fee
  • No rewards

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