Blue Cash Preferred Card from American Express

Earn 6% cash back at U.S. supermarkets (up to $6,000/year), 6% on select streaming, 3% on transit and U.S. gas stations, 1% on everything else.

Last checked on June 7, 2026. We may earn a commission when you click through.

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✓ 6% cash back on U.S. supermarket purchases ✓ Attractive 6% on select streaming services ✓ 3% cash back on transit and gas stations
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Blue Cash Preferred Card from American Express

Amex · cashback

Our Verdict Recommended

The Blue Cash Preferred Card offers robust cash back rates, especially for grocery and streaming purchases, making it a great choice for families and frequent spenders.

What it really costs

Annual fee $95
APR Range 19.24% – 29.99%

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Who it's for

Ideal for those who spend heavily on groceries and streaming services, particularly families looking to maximize cash back rewards.

Watch out

The annual fee may not be worthwhile for infrequent users, and the APR can lead to higher costs if balances are carried.

The good and the not so good

  • 6% cash back on U.S. supermarket purchases
  • Attractive 6% on select streaming services
  • 3% cash back on transit and gas stations
  • $250 sign-up bonus after meeting spending requirement
  • No foreign transaction fees
  • $95 annual fee may offset rewards for low spenders
  • Requires good to excellent credit for approval
  • Variable APR can be high for carried balances
  • Cash back is limited to $6,000 at supermarkets annually

In-Depth Review

The Blue Cash Preferred Card from American Express is well-suited for consumers who regularly shop at U.S. supermarkets and subscribe to streaming services. With an impressive 6% cash back on grocery purchases (up to $6,000 annually) and select streaming services, cardholders can earn significant rewards on everyday spending. Additionally, the 3% cash back on transit and U.S. gas stations adds further value for those who commute or travel frequently. However, potential users should consider the $95 annual fee, which could diminish the attractiveness of these rewards for those who do not spend enough to offset it. Furthermore, the card requires a good to excellent credit score for approval, which may exclude some applicants. The variable APR, ranging from 19.49% to 29.99%, can also lead to expensive debt if balances are carried over. Overall, while the Blue Cash Preferred Card offers compelling rewards, it's essential to evaluate your spending habits to determine its true value compared to no-annual-fee cards or other cash back options.

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