Who it's for
Anyone wanting a low-rate card from an accessible credit union
PenFed Power Advantage Low Interest Visa Card
Low interest card from Pentagon Federal Credit Union.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ Low ongoing APR
✓ No annual fee
✓ Open membership eligibility
PenFed Power Advantage Low Interest Visa Card
Visa
Our Verdict Recommended
Tight APR range makes the rate more predictable than most. PenFed membership is open to almost anyone.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 14.99% – 17.99% |
| Minimum credit score | 670 |
You'll be redirected to penfed.org
The good and the not so good
- Low ongoing APR
- No annual fee
- Open membership eligibility
- No rewards
- Credit union account required
You'll be redirected to penfed.org
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