Wells Fargo Active Cash Card

Earn unlimited 2% cash back on all purchases with a 15-month 0% intro APR on purchases and qualifying balance transfers.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Unlimited 2% cash back on all purchases ✓ 15 months 0% intro APR on purchases and balance transfers ✓ Cell phone protection included
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Wells Fargo Active Cash Card

Visa · cashback

Our Verdict Recommended

The Active Cash delivers one of the highest flat-rate cash back percentages available — 2% on everything with no categories to manage. The 0% intro APR for 15 months makes it excellent for large purchases you need time to pay off.

What it really costs

Annual fee No annual fee
APR Range 20.24% – 29.99%
Rewards2% cash back 2%
Minimum credit score 670

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Who it's for

People who want the highest possible flat-rate cash back combined with a 0% intro APR period

The good and the not so good

  • Unlimited 2% cash back on all purchases
  • 15 months 0% intro APR on purchases and balance transfers
  • Cell phone protection included
  • No annual fee
  • 3% foreign transaction fee
  • 2% flat rate can be beaten by category-specific cards
  • Requires good to excellent credit

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